Wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Simple Interest, Bank Discount and Promissory Notes

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

Nazirul had saved RM 3,500 in an account which offered 8% simple interest per annum. He withdraw RM 1,000 from the account 7 months later. How much left in the account?

a)

RM 3633.33

b)

RM 2633.33

c)

RM 75000

d)

RM 74000

2.

Ali borrowed RM 12,000 for 100 days at the discount rate of 5% from a bank. Find the bank’s discount.

a)

RM 166.67

b)

RM 1666.67

c)

RM 60,000

d)

RM 600,000

3.

Ammar received a 130-day promissory note that was made on 28th August 2015 with a simple interest of 6.5% per annum and a face value of RM 50,050. Find the maturity date of the note.

a)

5 Jan 2015

b)

5 Jan 2016

c)

7 Jan 2015

d)

7 Jan 2016

4.

Ammar received a 130-day promissory note that was made on 28th August 2015 with a simple interest of 6.5% per annum and a face value of RM 50,050. Find the maturity value of the note using Banker’s Rule.

a)

RM 51,224

b)

RM 5168.53

c)

RM 472,500

d)

RM 51,224.78

5.

Zarifah invests RM X in a bank. After 38 months, her investment will be worth RM 45,000. If the simple interest is 10% per annum, find the value of X.

a)

RM 9375

b)

RM 216,000

c)

RM 34,177.22

d)

RM 59,250

6.
What does the "I" in the interest formula stand for?
a)
Principal
b)
Interest
c)
Rate
d)
Time
7.

The rate is given as a percent (%). Before using it in the simple interest formula, you must first convert it to a______.

a)

fraction

b)

decimal

c)

ratio

d)

Ringgit Malaysia

8.

The Principal and Interest are always___________.

a)

fraction

b)

decimal

c)

percent

d)

Ringgit Malaysia

9.
If the time is given in months, you must first _____________ by 12.
a)
add
b)
subtract
c)
multiply
d)
divide
10.
The simple interest formula is I=Prt.  The P represents the principle.  The principle is ___________________.  
a)
the amount of money borrowed or deposited
b)
the percent interest for his year
c)
the amount taxed
d)
the amount the bank owes you for being a customer at their bank
11.
Write the percent as a decimal. 
4.3%
a)
4.3
b)
.43
c)
.043
d)
4300
12.
Write the decimal as a percent. 
0.37
a)
37%
b)
3.7%
c)
.37%
13.

Imran borrowed RM 12,000 for 115 days at the discount rate of 3% from a bank. Find the proceeds received by Imran from a bank.

a)

RM 115

b)

RM 11,885

c)

RM 1,885

d)

RM 29,400

14.

Saufi invested RM 25,000 for a period of 8 years. He was offered 6.5% per annum simple interest rate for the first three years and 8% per annum for the entire period. Find the simple interest earned.

a)

RM 14,875

b)

RM 34,875

c)

RM 54,875

d)

RM 29,000

15.

Ammar received a 125-day promissory note with an interest rate of 4.25%. The note would mature on 26 October 2017 with a maturity value of RM 25,500. However twenty five days before the maturity date, he discounted the note at a bank and the proceed received was RM 25,300. Find the face value

a)

RM 25,129.17

b)

RM 24,641.35

c)

RM 25,135.16

d)

RM 25,135

16.

Ah Keong received a 100-day promissory note on 17th April 2013 with an 8% simple interest rate per annum. After 40 days, he discounted the note at a discount rate of 6% and received proceeds of RM 18,300. Find the discount amount.

a)

RM 184.85

b)

RM 1184.85

c)

RM 216.99

d)

RM 84.85

17.

RM2000 was borrowed for 72 days at a discount rate of 8.75%. Determine the amount received

a)

RM 1,965

b)

RM 196.05

c)

RM 1,965.50

d)

RM 35

18.

A 180-day promissory note dated 8 June 2012 had a face value of RM 2,000. The simple interest rate charged was 6.6% per annum. Determine the maturity value.

a)

RM 2,066

b)

RM 66

c)

RM 20.66

d)

RM 266

19.

Ishqina received a promissory note dated 12th February 2012 with a simple interest rate of 7.5%. The note will mature on 11th June 2012. After she kept the note for 75 days, she sold the note to a bank at a discount rate of 6.4% and received proceeds of RM 6,914.24. Find the term of the note.

a)

120 days

b)

4 months

c)

121 days

d)

4 months 1 day

20.

Rimba Bara is a rock band who plans to record their album and sells their DVDs to their fans. On 19/3/2010 they decide to sign a promissory note with a recording company, Rock & Rolling Recording Studio with a face value of RM 8,000 at 7% interest rate. The note will mature on 16/8/2010. However, on 7/7/2010, Rock & Rolling Recording Studio decides to sell their note to a bank with a bank discount RM 110.33 at 9% discount rate. Who is the payee of the note?

a)

Rock & Rolling Recording Studio

b)

Rimba Bara

c)

Rimba Bara fans