WorksheetsAuto Insurance
Total questions: 10
Worksheet time: 5mins
What is Auto Insurance
(Choose the best answer)
Insurance the renews itself
Gives beneficiaries money for vehicles
Prevents anyone with a motor vehicle from potential risks
None of the above
Bob is a new driver who applies for auto insurance... Will his rates be higher, lower, or the same as his friend Tom that has been driving for a year
Higher
Lower
Remains the same
None of the above
If Todd has been driving for years but has a DUI on his record, how will this impact him?
It won't impact him at all because he is an experienced driver
Todd's rate would double
His rate will rise anywhere between 28 and 371 percent
Todd does not have insurance
Bob doesn't believe in having auto insurance. He thinks it is pointless. Is this good or bad, and why?
Good, because he will not need to pay for it
Bad, because he will not be able to get free benefits for being a good driver and not getting into any accidents
Good, because he will not need it right away
Bad, because he will not be covered by an insurance agency if he were to get into an accident
Timmy owns a 2001 Honda Civic while Enrique owns a 2019 Tesla. Which one will have higher rates if they are both the same age, and why?
Timmy, because he got his car first
Enrique, because his car is faster
Timmy, because his car is an older model than Enrique's so his car might break
Enrique, because his car is more expensive
Nick decides he doesn't need insurance because he is a good driver. He wrecks into a tree will texting. What must he do now?
(Choose the best answer)
Apply for auto insurance
Pay money to the tree owner
Pay out of pocket for the repairs to his vehicle
Get a new car
Jack just recently moved from an isolated are to a very populated city. His premium is very high, so he decides to ask his agent why it's like this. What is the most logical answer his agent could respond with?
You have little experience with driving in this area, so your rate is naturally higher
Since you live in a very populated area, it is more likely that you could be involved in an accident
Since you live around a lot of well known businesses, you have to pay an extra fee
You are being charged an abnormal rate because your city isn't as fortunate as others
Chris just recently purchased a brand new BMW, which is a big upgrade from his 1995 Honda Civic. He is confused on why his premium has risen. Why could this be?
His car is more expensive than most people's cars
By purchasing a newer vehicle, it would cost more to repair if in an accident
His new car was featured on the BMW offering site
The newer car is more expensive than his previous one
John doesn't own a vehicle and is comfortable with taking the bus to and from work. Which insurance type is more than likely not needed at the moment?
Death Insurance
Life Insurance
Health Insurance
Auto Insurance
True or false?
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Sean has applied for auto insurance, but doesn't pay a fee towards the premium one month. He will be covered next time he is involved in an incident
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True
False
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