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Worksheets

Income and Banking Unit

Total questions: 25

Worksheet time: 26mins

Name
Class
Date
1.

What is hourly wage?

a)

The amount you earn in one day

b)

The amount you earn per hour

c)

The amount you earn per piece completed

2.

How many regular hours are in one work week?

a)

45

b)

40

c)

35

d)

50

3.

Any time worked over your regular time is called ____________

a)

overtime

b)

after hours

c)

extra pay

d)

bonus pay

4.

Overtime pay is determined by: ____________________

a)

adding the hours worked to the hours worked overtime

b)

multiplying the hours worked by the hours worked overtime

c)

multiplying the regular pay x 1.5

5.

Total gross pay =

a)

overtime pay - regular pay

b)

regular pay - overtime pay

c)

regular pay + overtime pay

d)

regular pay x overtime pay

6.

Rate of Pay= $15.00

Hours= 13

What is the gross pay?

a)

195.00

b)

$1.56

c)

$194.00

d)

$135.00

7.

Rate of Pay= $22.00

Hours= 21

What is the gross pay?

a)

$462.00

b)

$400.00

c)

$400.41

d)

$4.00

8.
The total amount you earn before any deductions are subtracted is called __________ pay.
a)
Bonus
b)
Gross
c)
Incentive
d)
Net
9.

The amount of your paycheck after deductions have been subtracted; your take - home pay is called

a)

Gross Pay

b)

Net Pay

c)

Income

d)

Commission

10.

Salary employees are able to make overtime pay.

a)

True

b)

False

11.

Income made based on completion of a sale is referred to as

a)

Overtime pay

b)

Bonus

c)

Commission

d)

Net Pay

12.

I work 54 hours how many hours is overtime?

a)

14

b)

12

c)

5

d)

11

13.

What is the time and a half rate for $30?

a)

$45

b)

$52

c)

$34

14.

Alice worked 45 hours this week. She gets paid $8.50 per hour for the first 40 hours and then gets time-and-a-half for the rest of the time. How much money did she make this week?

a)

$484.64

b)

403.75

c)

404.25

d)

304.57

15.

A deduction is

a)

gross income

b)

money added to your income

c)

net income

d)

money taken out of your income

16.
Which is NOT a deduction taken out of paychecks?
a)
Federal/State Taxes
b)
Health Insurance
c)
FICA
d)
Net Pay
17.

Non-wage compensation provided to employees is called

a)

Employee benefits

b)

Employee add-ons

c)

Employee participation

d)

Employee bonus

18.

Betty earns $16.50 per hour and her benefits are 19% of her wages. When you include the value of her benefits package, how much does Betty earn per hour?

a)

18.36

b)

15.21

c)

19.64

d)

16.86

19.

Barry earns a salary of $45,000 and her benefits are 23% of her wages. What is the value of Alice’s benefits?

a)

12,360

b)

10,350

c)

11,111

d)

9,578

20.

A payment card issued by a bank that deducts money directly from a consumer's checking account to pay for purchases.

a)

Credit Card

b)

Debit Card

c)

Charge Card

21.

A written, dated and signed instrument that contains an order directing a bank to pay a definite sum of money to a payee.

a)

Debit

b)

Venmo

c)

Paypal

d)

Check

22.

FDIC (Federal Deposit Insurance Corporation): the U.S corporation that insures deposits in the United States against bank failure up to what dollar amount.

a)

350,000

b)

50,000

c)

250,000

d)

150,000

23.

What word disables a check so that it cannot be used?

a)

VOID

b)

CANCEL

c)

DESTROY

d)

DELETE

24.

What color ink should you use for writing a check?

a)

Pink

b)

Blue or Black

c)

Purple or Red

d)

Red or Black

25.

What do you call a sum of money that is placed in a bank account?

a)

Endorsement

b)

Deposit

c)

Check

d)

Reconciling