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Test

Total questions: 10

Worksheet time: 3mins

Name
Class
Date
1.

A credit requires the presentation of a beneficiary certificate certifying that the beneficiary has sent one set of copy documents to the applicant by courier service. The beneficiary presents its certificate stating “we certify that we have sent one set of copy documents to the applicant by courier service.” The issuing bank has refused the documents as although the certificate has been signed by the beneficiary it is not dated.

The beneficiary disagrees stating that the wording is as Required by the credit.

Do you agree with:

a)

the issuing bank

b)

the beneficiary

2.

A nominated bank examines documents and determines that they comply with the terms and conditions of the credit.


The bank effects settlement to the beneficiary, but fails to deduct their fees in respect of the advising of two amendments.


On noticing this error, the nominated bank contacts the beneficiary for the fees, but the beneficiary refuses to pay.

The nominated bank is therefore entitled to claim the fees from the issuing bank, according to sub-article 37 (c).

a)

TRUE

b)

FALSE

c)

DO NOT KNOW

3.

A documentary credit requires a draft to be drawn payable at 60 days after the date of shipment. If the date of shipment is 10 May and a draft is presented under that credit describing the due date as follows, which draft is not acceptable?

a)

At 60 days after 10 May 20xx pay this

b)

At 60 days after date of shipment (date of shipment 10 May 20xx) pay this

c)

At 60 days after date of shipment pay this

d)

At 9 July 20xx pay this

4.

UCP 600 sub-article 18.(c) states that the description of goods in the commercial invoice must correspond with that appearing in the credit. This means that if the credit stipulates the description of goods as : “Potatoes, Onions, Peas, …………” but the invoice

shows only “vegetables”, this will be acceptable.

Is this correct ?

a)

YES

b)

NO

5.

If a credit requires the shipment of 1,000 MT for USD 20,000.00, the beneficiary may ship 1,040 MT and claim USD 20,000.00

Is this true or false ?

a)

TRUE

b)

FALSE

6.

(i) Where a nominated bank does not examine documents and merely forwards them to the issuing bank for honour.

(ii) Where a nominated bank forwards documents in a manner that is not in accordance with the requirements of the credit.

(iii) Where the documents are examined by the nominated bank, found to be discrepant, and forwarded to the issuing bank for obtaining a waiver and subsequent honour.


In your view, under what circumstances would the application of UCP 600 article 35 i.e., in respect of an issuing bank’s responsibility to honour when there is a loss of documents in transit, not apply?

a)

i only

b)

ii and iii

c)

i, ii, iii

7.

Which of the following parties is not authorised under UCP600 to confirm a credit?

a)

The advising bank

b)

The beneficiary's bank

c)

The issuing bank

d)

The nominated bank

8.

The least secure method of payment for an importer is:

a)

documentary collection

b)

documentary credit

c)

open account

d)

payment in advance

9.

The most benefit of BPOs to the seller is

a)

Assurance of payment.

b)

Dispute resolution.

c)

Securing the supply chain (Supplier’s risk)

d)

None of the above

10.

International Trade Financing is a high risk of Money Laundering.

In which stage does the money launderer get into :

a)

Placement

b)

Placement – Layering

c)

Placement – Layering – Integration

d)

Layering - Integration