Stocks, bonds and mutual funds are all part of:

The S&P 500 index is made up of

The NASDAQ 100, the Dow Jones Industrial Average and the Russell 2000 are examples of:

Diversification creates:

A mutual fund without a sales charge is called

Investors with a low risk tolerance tend to seek stocks that are

An industry is composed of:

The Dow Jones Industrial Average represents:

Marcus has lots of money tied up in 3 different stocks and one government bond. A broker tells Marcus that his portfolio is not diversified enough. Marcus should:

To be diversified, a portfolio must hold bonds as well as stocks and mutual funds

Large cap, mid caps and small caps are descriptions of:

A company gets money from shareholders when:

Common stock ownership gives investors

The statement "risk and reward are related" implies:

Dividends can be paid out to investors in the form of:

Some investors place a greater priority on high earnings than on safety. They prefer ___ stocks.

Mary's mother owns Target stock. She currently receives a dividend payment every quarter. She is guaranteed to receive a dividend every quarter as long as she owns Target stock.

The stock market is influenced by the economy

Investments that are riskier tend to provide higher returns over time than investments with less risk

Stock prices fall because:

IPO means:

Interest earned on interest occurs with:

____ is the total amount of money generated by a company for its goods and services

Inflation can affect the earnings of a company

Supply and demand in the market determine:

You want earnings per share to keep going up each year for any stock you own

International events have no affect on the U.S. stock market

Which is the best advice for building wealth over the long term?

National economic news data, i.e., interest rate hikes, can have an effect on the stock market

A calculation that helps measure the level of risk in a stock

Indicates how much and how quickly the value of an investment, market, or market sector changes

A group of stocks, often in one industry. The performance of any single stock can be measured against the performance of the group

Fixed income and preferred stocks

A type of financial vehicle made up of a pool of money collected from many investors to invest in securities such as stocks, bonds, money market instruments, and other assets.

A formal request to an insurance company asking for a payment based on the terms of the insurance policy

Protects you against costs to repair your vehicle after some sort of crash your vehicle was involved in.

Protects you against costs to repair or replace your vehicle after events out of your control (weather, vandalism, theft, etc.)

Protects you against medical costs for the bodily injury of others and damages to the property of others

A means of guaranteeing protection or safety

A representative of an insurance company who sells insurance contracts (policies) and provides customer service. He or she must be licensed by the state in which a policy is sold.

A situation involving exposure to danger, harm, or loss

The spreading of financial risk evenly among a large number of contributors to the program

Reducing risk by combining different investments whose prices aren't likely to move in step with one another is called

Collection of stocks, bonds, and other securities owned by a group of investors and managed by a prfessional investment firm is called a _____

The face amount of a bond, payable at maturity is called the:

_____ is compensation paid or to be paid for the use of money. Generally expressed as a percentage rate.

A person who organizes, operates, and assumes the risk for a business venture is a(n)

Part of a company's profits (earnings) that it pays as money to stockholders is a

A corporation that doesn't sell shares to the public is called a ____

The chance of losing all or part of an investment is referred to as:

Stocks that attract investors by their potential for growth and higher stock prices. They offer small or no dividends are

A set dollar amount you agree to pay each time you receive medical treatment. The insurance company agrees to cover the rest is called _______

The amount of money you agree to pay towards your costs before your insurance coverage will begin paying. Applies to most types of isnurance, including car and health insurance.

A contract in which an individual or entity receives financial protection or reimbursement against losses is a(n) ___