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Banking

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

The FDIC insures accounts up to...

a)

$250

b)

$2,500

c)

$25,000

d)

$250,000

2.

An annual percentage yield represents...

a)

The amount of money your stocks have lost

b)

The amount of money your stocks have gained

c)

The interest that has been earned on compounded deposits

d)

The interest that has been lost on compounded deposits

3.

A certificate of deposit...

a)

Is a certificate that verifies your deposit

b)

Is a certificate that verifies your bank information

c)

Is a deposit that does not earn interest over a term

d)

Is a deposit that earns interest over a term

4.

DEFINE interest.

a)

Money paid at a rate for money lent, delaying repayment

b)

Money paid for paying a debt in a timely manner

c)

Money paid for investment success

d)

Money paid for investment failure

5.

DEFINE principle.

a)

A person who runs a school building

b)

The initial money that is deposited

c)

The money earned on an investment

d)

The money spent after a failed investment

6.

Select all of the services most commonly provided by banks.

a)

Borrowing Services

b)

Savings Accounts

c)

Payment Services

d)

Brokerage Accounts

7.

Recall what sets Credit Unions apart from commercial banks. (Pick all that apply.)

a)

Credit Unions are owned by their members

b)

Credit Unions offer more free services

c)

Credit Unions are not profit focused

d)

Credit Unions belong to the Federal Reserve

8.

Define maturity date.

a)

The date when banks must report their profits

b)

The amount of time during which you can't withdraw an investment

c)

The date when an investment/debt becomes due.

d)

The date when you debts accumulate interest

9.

Define term.

a)

The date when banks must report their profits

b)

The amount of time during which you can't withdraw an investment

c)

The date when an investment/debt becomes due.

d)

The date when you debts accumulate interest

10.

Name the savings plan that is exempt from state and local taxes.

a)

Money Market Accounts

b)

Certificates of Deposit

c)

US Savings Bonds

11.

Name the savings plan that is purchased from the Federal Gov.

a)

Money Market Accounts

b)

Certificates of Deposit

c)

US Savings Bonds

12.

Name the savings plan(s) that accumulate interest.

a)

Money Market Accounts

b)

Certificates of Deposit

c)

US Savings Bonds