wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Career Readiness Financial Literacy

Total questions: 20

Worksheet time: 20mins

Name
Class
Date
1.

money earned or received

a)

Expenses

b)

Income

c)

Deductions

d)

Check

2.

the total amount of personal income before taxes and deductions

a)

Net Income

b)

Gross Income

3.

the income that remains after taxes and other deductions

a)

Net Income

b)

Gross income

4.

a written document telling the financial institution to pay someone

a)

Cash

b)

Card

c)

Check

d)

Debit

5.

a card that can be used to borrow money from financial institutions,

a)

debit card

b)

credit card

c)

check card

d)

cash card

6.

payment for goods and services, what you spend

a)

Income

b)

taxes

c)

expenses

d)

credit card

7.
a bankcard linked to an individual’s checking account 
a)
debit card
b)
credit card
c)
check card
d)
electronic card
8.

What is saving?

a)

Accumulation of excess funds by intentionally spending less than you make

b)

Cash set aside to cover the cost of unexpected events

c)

A monetary asset that contributes to your net worth

d)

Money available today that is worth more if received in the future

9.

What is credit?

a)

Receiving goods and services now and paying for them later

b)

The process of depositing money into your savings the day you receive it so you have savings later

c)

Having ownership of a company based on how many stocks you have bought

d)

Accumulating money each month for emergencies

10.

Ms. Calandra was going on a vacation. She took some money out of her account to pay for her trip. She made a _______________ from her bank account.

a)

deposit

b)

withdrawal

c)

debit

d)

deduction

11.

Ms. Guillory sold some of her son's old toys and earned $56. She went to the bank and added the money to her account. She made a _________________ to her account.

a)

deposit

b)

withdrawal

c)

debit

d)

deduction

12.

Credit cards and debit cards are essentially the same thing.

a)

True

b)

False

13.
A detailed report of your credit history prepared by a credit bureau and used by a lender to determine creditworthiness is called a:
a)
Credit Report
b)
Credit Card
c)
Certificate of Creditworthiness
d)
Report Card
14.

A plan for spending

a)

income

b)

expenses

c)

sales tax

d)

budget

15.

What is money borrowed that must be repaid, usually with interest?

a)

loan

b)

check

c)

checking account

d)

savings account

16.

Paper money and coins

a)

Cash

b)

Card

c)

Check

d)

Debit

17.

This is a booklet with a table for recording information about checks written and other deposits and withdrawls from a checking account

a)

Account Balance

b)

Check Register

c)

Impulse Buying

d)

Comparison Shopping

18.

A buying decision made by customers on the spot when they see the merchandise

a)

Account Balance

b)

Check Register

c)

Impulse Buying

d)

Comparison Shopping

19.

A crime that involves someone pretending to be another person in order to steal money or obtain benefits

a)

Identity Theft

b)

Expense

c)

Credit Report

d)

Comparison Shopping

20.

A number assigned to a person that indicates to lenders their ability to repay a loan.

a)

Identity Theft

b)

Expense

c)

Credit Score

d)

Comparison Shopping