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Titanium X

Total questions: 20

Worksheet time: 7mins

Name
Class
Date
1.

__________ provide insured parties with options to provide additional coverage. There is an additional cost if a party decides to purchase it.

a)

Term Insurance

b)

Sum Assured

c)

Rider

d)

Increase Premium

2.

Maximum Accident Benefit per life in USD

a)

20,000

b)

200,000

c)

250,000

d)

10,000,000

3.

What is the benefit expiration of ADD?

a)

70

b)

60

c)

73

d)

65

4.

How long after the accident can a claim be valid for filing?

a)

at least 40 days

b)

at least 30 days

c)

as soon as possible

d)

at least 15 days

5.

_________ temporarily increase the basic life insurance coverage of the Payor/Insured for a limited period.

a)

Temporary Rider

b)

Team Rider

c)

Increase Premium Rider

d)

Term Rider

6.

Benefit Expiration of Additional Term Rider

a)

73

b)

75

c)

60

d)

65

7.

Future Safe Rider Can be attached to the following plans except:

a)

PAA Plus

b)

PEP5

c)

Elite 15

d)

PIA Plus

8.

Issue Age of our Critical Illness Rider

a)

5 to 60

b)

18 to 60

c)

25 to 73

d)

0 to 60

9.

Crisis Cover Benefit covers how many critical illnesses?

a)

16

b)

36

c)

18

d)

15

10.

Which of the following are Critical Illness Riders?

a)

Life Care Arrest Plus

b)

Multiple Life Care Plus

c)

Life Care Benefit

d)

Critical Cover Benefit

11.

Choose all covered critical illnesses

a)

Heart Attack

b)

Diabetes

c)

Deafness

d)

Paralysis

12.

Did you know that an average hospital bill is equal to ____ your monthly income?

a)

5 times

b)

3 times

c)

2 times

d)

10 times

13.

Hospital Income Benefit can provide a maximum of _______ pesos per day up to ________ days of continuous confinement.

a)

1,000 , 365

b)

500 , 365

c)

5,000 , 360

d)

5,000 , 365

14.

Is there a waiting period for hospital income benefit?

a)

Yes, the waiting period for illness only is fifteen (15) days from effectivity.

b)

Yes, the waiting period for illness only is thirty (30) days from effectivity.

c)

Yes, the waiting period for illness only is twenty (20) days from effectivity.

d)

Yes, the waiting period for illness only is ninety (90) days from effectivity.

15.

Are outpatient surgical expenses reimbursable?

a)

Yes, but on a case to case basis

b)

Yes, as long as the bill costs at least 10K pesos

c)

No, only inpatient surgeries may be covered.

d)

None of the above

16.

Why is there a need to ask for a referral? Choose the correct answers.

a)

Your business will die if you don’t ask for referrals

b)

Natural sources will soon dry up.

c)

Referral limits your market and leads to a sustainable business

d)

Referrals can lead to more referrals

17.

The following Cards can now be used to pay for our client's premiums except:

a)

Mastercard

b)

JCB

c)

HMO Card

d)

Visa

18.

Bank partners of Pru for ADA include

a)

BDO

b)

BPI

c)

Maybank

d)

HSBC

19.

Bank Partners for Over The Counter Bills Payment:

a)

BDO

b)

Metrobank

c)

Security Bank

d)

Landbank

20.

Clients can access their policy contract thru __________

a)

Imlinked

b)

Prism

c)

PruAccess

d)

PULSE