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Worksheets

AML/CFT & TFS - MAY 2022

Total questions: 15

Worksheet time: 30mins

Name
Class
Date
1.

Objective of AML/CFT is

To ____________ Merchantrade Services from being used to transfer fund earned through illegal/ unlawful means or exchange/transfer fund for ____________________.

a)

allow, illegitimate

b)

prevent, unlawful/illegal purpose.

c)

avoid, lawful/legal purpose.

d)

enlarge, prohibited

2.

What is Money Laundering?

____________ of converting money/ property, which is derived from ___________ activities to give it legitimate appearance.

a)

a series of action, prohibited

b)

remain, legal

c)

process, unlawful

d)

preserve, legitimate

3.

The stage of money laundering at which illicit money first enters the financial system called

a)

Integration

b)

Placement

c)

Layering and Integration

d)

Placement and Layering

4.

What is terrorism financing (TF)?

The act of providing ____________________ to carried out ___________________.

a)

monetary bear, legitimate activities.

b)

economic support, lawful activities.

c)

financial support, terrorist activities

d)

money, profit organization

5.

Example of Unlawful Activities?

I. Bombing

II. Donation

III. Campaign

a)

I only

b)

II only

c)

I and II only

d)

I and III only

6.

________________________________ refers to the act of providing funds or financial services which are used, in whole or in part, for the manufacture, acquisition, possession, development, export, trans-shipment, brokering, transport, transfer, stockpiling or use of nuclear, chemical or biological weapons and their means of delivery and related materials (including both technologies and dual use of goods used for non-legitimate purposes). In contravention of national laws or, where applicable, international obligations.

a)

Proliferation Financing

b)

Terrorism Financing

c)

Money Laundering

d)

Anti-Money Laundering

7.

KYC policy is to ___________ the Company from being used, intentionally or unintentionally, by criminal elements for money laundering activities.

a)

prevents

b)

ensures

c)

allows

d)

accepts

8.

ODD is the part of ______________ process where transaction data of customers is monitored to identify __________________ or ___________________.

a)

monetary bear, legitimate activities, illegitimate activities

b)

risk monitoring, irregular transaction pattern, suspicious transaction activities

c)

financial support, lawful, unlawful

d)

money laundering, terrorism, financing

9.

When to perform CDD?

a)

Establishing business relations (New Customer).

b)

It has any doubt about the accuracy or adequacy of previously obtained information

c)

It has any suspicion of ML/TF regardless of the amount

d)

All the above

10.

ECDD are:

a)

Non face-to-face relationship

b)

High risk customer / transaction based on Risk Matrix calculation

c)

Customer originate from High Risk Countries or transaction to High Risk Countries

d)

All of the above

11.

PEPs are ____________ and _________________ entrusted with prominent public functions which include their immediate family members and close associates, who obviously benefit significantly from being close to the PEPs and have similar reputation risks as the PEPs themselves.

a)

resident, local

b)

local,foreigner

c)

internal,core

d)

main, non-resident

12.

STR should submit to:

a)

str@mtradeasia.com

b)

compliance.unit@mtradeasia.com

c)

compliance.division@mtradeasia.com

d)

bpu@mtradeasia.com

13.

Below are the factors of risk based approach EXCEPT

a)

Product and Services

b)

Payment Mode

c)

Transaction

d)

System

14.

Which are the following the two types of suspicious transaction

a)

Countable and Uncountable

b)

Quantitative and Qualitative

c)

Legal and illegal

d)

Lawful and Unlawful

15.

What is money muling ?

a)

A money mule is a person who receives money from a third party in their bank account and transfers it to another one.

b)

Called "smurfer"

c)

All of the above