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AKS 64 Personal Finance

Total questions: 11

Worksheet time: 33mins

Name
Class
Date
1.

What is an agreement to receive something now, pay for it later?

a)

Credit

b)

Debit

c)

Savings

d)

Investing

2.

What is the money you earn from work?

a)

Income

b)

Expenses

c)

Savings

d)

Credit

3.

What allows money to be taken directly from a person's bank account?

a)

Credit Card

b)

Debit card

c)

Investment

d)

Gift card

4.

What allows a loan to be borrowed from the bank to receive something now?

a)

Credit card

b)

Debit card

c)

Cash

d)

Check

5.

Spending time or money now in hopes of future benefits later is called:

a)

Investing

b)

Saving

c)

Borrowing

d)

Credit

6.

Which of these is a reason to have a budget for income and expenses?

a)

To make sure you have enough money to spend and save

b)

To be able to have the most expensive items

c)

To buy as much as you can on credit

d)

To invest all your money

7.

What is opportunity cost?

a)

The second best choice you give up to have something else

b)

The price of investing money

c)

What you lose by not saving money

d)

The cost of things you need to survive

8.

Select ALL that apply: what is Net pay?

a)

Total money you earn before taxes and deductions

b)

Money you're being paid before you pay your employer back for benefits

c)

Money you have left after deductions and taxes

d)

Money that is deposited in your bank account

9.

Select ALL that apply: what is Gross pay?

a)

Total money you earn before taxes and deductions

b)

Money you're being paid before you pay your employer back for benefits

c)

Money you have left after deductions and taxes

d)

Money that is deposited in your bank account

10.

Which is a bigger sum of money?

a)

Net pay

b)

Gross pay

11.

Gabby wants to save 10% of the $4,000 from her gross pay every month. How much does she save each month?

a)

$400

b)

$40

c)

$10

d)

$100