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WorksheetsFinal Exam - BLKBB
Total questions: 25
Worksheet time: 25mins
A protection from financial loss and it is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. That is called…
Insurance
Insurance premium
Insured
Insurer
Insurance laws in Indonesia are regulated in the following regulations, except...
Undang-Undang No. 2 Tahun 1992
Kitab Undang-Undang Hukum Pidana (KUHP) Pasal 1320 dan Pasal 1774
Kitab Undang-Undang Hukum Dagang (KUHD) Pasal 1320 dan Pasal 1774
Peraturan Pemerintah (PP) Nomor 63 Tahun 1999
A protection that provides a guarantee to the insurance policy holder (the insured) for a certain period, if there is a risk of death during the insurance contract, the insurer will pay a sum of money. It is one type of insurance in Indonesia is referred to as…
Health insurance
Education insurance
Business insurance
Life insurance
The following is not included in the form of pawnshop funds...
Owner's equity
Government capital
Company's stock
Public bonds issuance
The following are not included collateral items at the pawnshop is...
Jewelry
House
Microwave
Television
The following is the advantages of a pawnshop...
People can mortgaged all kinds of goods they own
People can take back their pawned goods at any time
People get funds faster with relatively easy procedures
People can apply the amount of funds they want
According to Minister of Finance Decree No. 1169/ KMK.01/ 1991, a financing activity in the form of providing capital goods either on a lease basis with option rights or leasing without option rights for a certain period based on periodic payments is a definition of...
Lessee
Leasing
Operating lease
Leasing activities
Based on the Decree of the Minister of Finance of the Republic of Indonesia Number 1169/ KMK.01/ 1991, leasing activities are classified as leases with option rights if they fulfill all the following criteria, except...
The lease period is set at least 2 years for Group I capital goods, 3 years for Group II and III capital goods, and 7 years for building Groups
The lease agreement contains provisions regarding options for the lessee
The amount of lease payments during the first lease period plus the residual value of capital goods, must be able to cover the acquisition price of capital goods and the profits of the lessor
The lease agreement does not contain provisions regarding options for the lessee
The lessee is sanctioned by the lessor if...
The lessee complies with the agreement
The lessee break the promise stated in the agreement
The lessee pays according to the time specified in the contract
The lessee fulfills the terms of the agreement
Based on Keputusan Presiden No. 61 tahun 1988, Pasal 1 Ayat (1), a financing business in the form of equity participation in a company that receives financial assistance for a certain period of time is a definiyion of...
Leasing
Pawnshop
Venture capital
Factoring
The following is not included characteristics of venture capital...
The business involved is a business that does not have a high risk
The main activity is direct investment in companies
Profits can be obtained from capital gains, dividends or profit sharing
Participation in a company is long term and usually more than 3 years
The following is not included in the types of venture capital...
Semi equity financing
Establish a new business
Revenue sharing
Owner’s equity
A financial transaction when a company sells its receivables by giving a discount is referred to as…
Co-operative
Venture capital
Leasing
Factoring
Based on its services, factoring is divided into several types below except....
Disclosed Factoring
Full Service Factoring
Bulk Factoring
Maturity Factoring
The following that are the main parties involved in factoring, except...
Debitor
Creditor / client
Factoring
Bank
The following is not the example of government-owned financial institutions that provide pension funds...
BPJS of Employment
PT Taspen
DPLK Muamalat
Asabri
The principle of pension fund is...
The principle doesn't separate the wealth of pension funds from the wealth of the founding legal entity
Training principles without supervision
The principle of not delaying benefits
The principle of freedom to form or not form a pension fund
The purpose of a pension fund for an employee is...
The certainty of earning income after retirement
Give awards to employees who have served in their companies
Increase employee motivation in carrying out work
Improve the company's image
A cooperative whose business activities collect and distribute funds to its members with low interest is called...
Consumer Co-operative
Production Co-operative
Credit Co-operative
Service Co-operative
The following are the benefits of savings and cooperative loans for members, except...
They can borrow money at lower interest rates compared to banks
They benefit or Sisa Hasil Usaha (SHU) at the end of each year
They can buy necessities in the cooperative at lower prices
They get benefit if they have a loan at the coperative
The following is the preparation of the lending procedure in a savings and loan cooperative, except ...
Making credit evaluation or analysis
Carrying out the special surveys for businesses only
Conducting the review of the place of business
Making the loan agreement
The roles of cooperatives for the Indonesian economy, except...
Developing Community Business Activities
Improving the Standard of Living of the Community
Increase government revenue
Reducing the Unemployment Rate
The role of factoring for Indonesia's economy is...
Improving competitiveness between companies
Increasing the risk of bad credit which causes many losses
Accelerating the economic process which will have a positive impact on increasing national income
Helping customer companies gain profits through business capital turnover
The following are the strategic roles of venture capital for Small & Medium Enterprises in Indonesia, except...
As an alternative source of funding for SMEs in establishing and developing their business activities
Save MSME business activities that are experiencing difficulties working capital business
Give loan dependency to the MSMEs
Provide funds and equity share participation to MSMEs as a business partner company
Purwokerto District Attorney's Office, Central Java, established EPL (32), a female employee of PT Pegadaian (Persero) Purwokerto Branch as a suspect in a corruption case. EPL is suspected to have harmed the company as much as Rp 1,001,813,180 by applying for fictitious loans when it became the Manager of PT Pegadaian Pasar Cerme Service Unit (UPC), Purwokerto. The act was carried out between 2017 and 2018. The Head of the Public Prosecutor's Office (Kajari) Purwokerto Lidya Dewi said EPL was allegedly applying for 47 fictitious credits for the purchase of a motorcycle or car. Based on PT Pegadaian's audit results, there were many fictitious credits found at PT Pegadaian UPC Pasar Cerme.
Based on the fictitious credit case in the pawnshop, the error committed by the suspect may take the following actions, except ...
The suspect didn't perform the standard operating produces correctly
Money that should be given to customers is used by suspects to fulfill their daily needs
Money has been given to customer
The suspect forged documents and the customer's signature
