A. I pay no attention to brand name.

B. Brand names are important to me.

A. I have money saved.

B. I do not have money saved.

A. I shop around to get the best price.

B. I buy it when I see it.

A. I shop for what I need.

B. I shop for fun.

A. Having the latest things is not important to me.

B. I like to have the latest things.

A. I cannot be talked into buying things.

B. I can be talked into buying things.

A. When I have money, I can wait to spend it.

B. When I have money, I cannot wait to spend it.

A. I plan how to spend money before shopping.

B. I wander around stores to find what to buy.

A. I keep tabs on the amount of money I spend.

B. I spend all my money without keeping track.

A. If I do not need it, I do not buy it.

B. I can't resist a bargain, even if not needed.

A. I dislike borrowing money.

B. I do not worry about borrowing money.

I quickly pay back money that I owe.

I do not always pay back money that I owe.