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History of Central Banking: The Early Years

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

Soon after the United States achieved independence, banks were established, and ___________________ proposed the creation of a national bank.

a)

Thomas Jefferson

b)

Benjamin Franklin

c)

George Washington

d)

Alexander Hamilton

2.

Which of these functions is the responsibility of a modern central bank?

a)

Regulating depository institutions

b)

Implementing fiscal policy

c)

Setting prices on securities

d)

Printing currency

3.

___________________ strongly opposed the creation of a U.S. national bank.

a)

Thomas Jefferson

b)

Benjamin Franklin

c)

George Washington

d)

Alexander Hamilton

4.

The first Bank of the United States was opened in ___________________, and was chartered for ___________________ years.

a)

Philadelphia; 10

b)

Philadelphia; 20

c)

Boston; 10

d)

Boston; 20

5.

The first Bank of the United States was owned partly by the federal government and partly by private investors, and was known as the government’s ___________________ agent.

a)

monetary

b)

currency

c)

banking

d)

fiscal

6.

What was one of the key benefits of establishing a national bank in the United States?

a)

Expanded the availability of credit

b)

Increased the money supply

c)

Made taxes easier to collect

d)

Reduced unemployment

7.

Thomas Jefferson opposed the creation of a national bank because he thought it:

a)

was not allowed by the Constitution.

b)

would be too costly for the government

c)

would lead to even high levels of inflation.

d)

would decentralize power from the government.

8.

In ____________, President ____________ signed a bill which authorized the creation of the Second Bank of the United States.

a)

1811; Madison

b)

1816; Madison

c)

1821; Monroe

d)

1826; Monroe

9.

President ____________ opposed the Second Bank of the United States, and withdrew the federal government’s funds from the bank.

a)

Adams

b)

Monroe

c)

Jackson

d)

Van Buren

10.

One of the major arguments for establishing a second national bank in the U.S. was that it would:

a)

stabilize the currency.

b)

reduce rising unemployment.

c)

increase government oversight of banks.

d)

control interest rates.

11.

The First and Second Banks were similar in that both banks:

a)

were completely owned by the government.

b)

were only used by the government.

c)

had their charters renewed.

d)

had many branches.

12.

What happened after the charter for the Second Bank of the United States expired?

a)

The charter was eventually renewed.

b)

The U.S. had no central bank for 75 years.

c)

The third national bank was opened 10 years later.

d)

The government returned to using the First Bank.