I have goals and have written them down?

I have income?

I have enough income to cover my regual expenses?

I have a savings account at a bank or credit union?

I have a checking account at a bank or credit union?

I have a credit card?

I owe money (have debt)?

I have savings designated for training or education after high school?

I have money saved for an emergency?

I have ordered or reviewed my credit reports?

I have all of my critical documents: Social Security Card, Birth Certificate, Government Issued Picture ID, Green Card?

I have a date, stable and affordable place to live?

I have someone I can go to for help with financial issues?