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Math Quiz#1- Lesson in Business and Consumer Loans

Total questions: 6

Worksheet time: 4mins

Name
Class
Date
1.

What do you call the assets which can be used to secure a loan.

a)

Amortization

b)

Annuity

c)

Bond

d)

Collateral

2.

What do you call the borrower in a business loan or consumer loan secured by a collateral?

a)

chattel

b)

creditor

c)

collateral

d)

mortgagor

3.

Shaynen borrowed P 1,200,000.00 for the purchase of his car. If his monthly payment is P 30,000.00 on a 5-year mortgage, what is the total amount of interest?

a)

P600, 000.00

b)

P620, 000.00

c)

P650,000.00

d)

P680, 000.00

4.

If a car is sold for P 1, 100,000 and the bank requires 15% down payment, what is the amount of the mortgage?

a)

P925, 000.00

b)

P935, 000.00

c)

P940, 000.00

d)

P950, 000.00

5.

A business loan of P 1,000,000 is to be repaid in full after 5 years. What is the amount to be paid if the effective rate of interest is 10%?

a)

P 1, 255, 210

b)

P 1, 424, 230

c)

P 1, 610, 510

d)

P 1, 7120, 230

6.

A business loan of P 1,000,000 is to be repaid in full after 5 years. What is the amount to be paid if the effective rate of interest is 10%?

a)

P 1, 255, 210

b)

P 1, 424, 230

c)

P 1, 610, 510

d)

P 1, 7120, 230