wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Risk Management - Quiz #2

Total questions: 17

Worksheet time: 21mins

Name
Class
Date
1.

He assists in the trading of securities by taking orders from clients and arranging for them to be carried out on an exchange.

a)

broker

b)

waiter

c)

banker

2.

It is a company engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange.

a)

financial business

b)

financial institution

c)

financial management

3.

It provides services to large corporations and institutional investors.

a)

investment banking

b)

commercial banking

c)

industry banking

4.

They accept deposits, make loans, safeguard assets, and work with many different types of clients, including the general public and businesses.

a)

investment banking

b)

commercial banking

c)

industry banking

5.

Central bank regulators require banks to hold capital for the risks they are bearing.

a)

maybe

b)

true

c)

false

6.

It is the possibility of a loss resulting from a borrower's failure to repay a loan or meet contractual obligations.

a)

market risk

b)

operational risk

c)

credit risk

7.

____ is the possibility of an investor experiencing losses due to factors that affect the overall performance of the financial markets in which he or she is involved.

a)

market risk

b)

credit risk

c)

operational risk

8.

It is also known as consumer banking or personal banking. Type of commercial banking that provides financial services to consumers as individuals.

a)

retail banking

b)

wholesale banking

c)

investment banking

9.

Its role is to provide protection against adverse events; the individual seeking protection is referred to as ____.

a)

life insurance; beneficiary

b)

life insurance; policyholder

c)

life insurance; insured

10.

It is a retirement plan that requires an employer to make contributions to a pool of funds set aside for a worker's future benefit.

a)

pension plan

b)

term plan

c)

annuity plan

11.

It refers to the trust that pools together the savings of investors who share a common financial goal.

a)

stock funds

b)

hedge funds

c)

mutual funds

12.

It is a practice where insurers transfer portions of their risk to other parties by an agreement to reduce obligations resulting from an insurance claim.

a)

practice insurance

b)

life insurance

c)

reinsurance

13.

What is the basic investment logic you learned today?

a)

buy high, sell low

b)

buy low, sell high

c)

buy and sell

14.

He is responsible for implementing fund strategies and manages portfolio trading activities.

a)

fund director

b)

fund strategist

c)

fund manager

15.

It is an alternative investment designed to protect investment portfolios from market uncertainty, while generating positive returns in both up and down markets.

a)

hedge funds

b)

mutual funds

c)

money market funds

16.

How does risk in banks affect its performance?

(Answer this in 1 sentence)

4 lines
17.

What is hedging?

(Answer in 1 sentence)

4 lines