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College Financial Literacy

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

A plan for using money is called a ___________

a)

loan

b)

savings

c)

income

d)

budget

2.

The money you earn is called

a)

expenses

b)

donations

c)

income

d)

savings

3.
Money you receive before taxes is called:
a)
gross income
b)
net income
c)
pay day
d)
bank loan
4.
Money you receive after taxes is called:
a)
gross income
b)
net income
c)
salary
d)
pay day
5.
What type of tax do you pay for Cheetos and soda?
a)
income tax
b)
sales tax
c)
property tax
d)
payroll tax
6.
Which type of tax is taken directly out of your paycheck?
a)
payroll tax
b)
income tax
c)
paycheck tax
d)
sales tax
7.
Which type of tax do you pay once a year on any money you've earned (job, lottery, etc)?
a)
payroll tax
b)
income tax
c)
sales tax
d)
property tax
8.
Monthly Netflix bill
a)
Fixed expense
b)
Variable expense
9.

Buying a new pair of shoes

a)
Fixed expense
b)
Variable expense
10.
What is the current amount of money in your bank account called?
a)
balance
b)
debt
c)
withdrawl
d)
payment
11.

What mathematical operation is used when a withdrawal is made?

a)

addition

b)

subtraction

c)

multiplication

d)

division

e)

some other really cool operation we haven't learned yet

12.

A college will give Kimberley $3,200 per year toward tuition if she competes on the track team. What type of college funding is this?

a)

scholarship

b)

grant

c)

savings

d)

loan

13.
How can a cardholder avoid paying interest on a credit card?
a)
Do not pay anything
b)
Pay the minimum payment after its due date
c)
Pay the minimum balance every month
d)
 Pay the balance in full every month
14.

Money that you borrow to pay for college but you have to pay it back with interest

a)

Scholarship

b)

Grant

c)

Student Loan

d)

Financial Aid

15.

The cost of college classes

a)

Tuition

b)

Room & Board

c)

Grants

d)

Financial Aid

16.

The cost of living expenses

a)

Tuition

b)

Room & Board

c)

Grants

d)

Financial Aid

17.

Which of the following would most likely be the least expensive?

a)

Going to 2 years of community college and finishing your last 2 years at a state university

b)

Going to all 4 years of college at a state university and living in a dorm on campus

c)

Going to all 4 years at an out of state university

18.

Select all of the following that represent part of the expenses of going to college. (more than one answer)

a)

Scholarships

b)

Grants

c)

Tuition

d)

Room & Board

e)

Books

19.

What kinds of aid are you eligible for by filing the FAFSA? Select all that apply.

a)

Grants and Scholarships

b)

Private Student Loans

c)

Work-Study

d)

Federal Student Loans

20.

If you received federal (direct) loans, when will you first have to start paying them back? (Let’s assume that you are not enrolled in another college or graduate school.)  

a)

While you are in college

b)

The first month after you leave college

c)

Six months after you leave college

d)

One year after you leave college