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GEMATMW - Consumer Math

Total questions: 13

Worksheet time: 11mins

Name
Class
Date
1.

In Stocks, you own assets of the company.

a)

True

b)

False

2.

In Stocks, you do not have the right to vote in shareholder meetings.

a)

True

b)

False

3.

How long will it take a Php 30,000 debt to earn an interest of Php 4,500 if the simple interest being charged is 9%?

a)

1 year and 8 months

b)

1 year and 6 months

c)

1 year and 10 months

d)

1 year and 9 months

4.

What amount of money will accumulate to Php 7,500,000 in 10 years at 10¼% simple interest?

a)

≈ Php 3,703,703.70

b)

= Php 3,703,703.70

c)

≈ Php 3,307,307.70

d)

= Php 3,307,307.70

5.

Isaac needs to raise Php 80,000 in 15 months. What amount should she set aside now and invest in a fund earning 2% per month to reach her target amount?

a)

≈ Php 61,538.46

b)

= Php 61,538.46

c)

≈ Php 61,835.46

d)

= Php 61,835.46

6.

Isaac must deposit ≈ Php 259,149.70 in a bank that pays _____% interest compounded quarterly so that she will have Php 400,000 after _____ years.

a)

11; 4

b)

4; 11

c)

11; 7

d)

7; 11

7.

Find the present value of Php 1,280,000 due in 5 years if the money is worth 12% simple interest.

a)

Php 800,000

b)

Php 80,000

c)

Php 660,000

d)

Php 600,000

e)

Php 60,000

8.

 A=P(1+rn)ntA=P\left(1+\frac{r}{n}\right)^{nt}  
Which of the following is/are correct?

a)

A = final amount

b)

P = initial principal balance

c)

r = interest rate

d)

n = number of times interest applied per time period

e)

t = number of time periods elapsed

9.

Let:

I = Interest earned after t years

P = money borrowed or invested

r = annual rate of interest

t = the length of time you borrow or invest


Which of the following is/are correct?

a)

I=P(r)(t)I=P\left(r\right)\left(t\right)

b)

IP=rt\frac{I}{P}=rt

c)

r=tIPr=\frac{t}{IP}

d)

t=rIPt=rIP

10.

If you deposit Php 4,000 into an account paying 6% annual interest compounded quarterly, how much money will be in the account after 5 years?

a)

≈ Php 5,387.42

b)

≈ Php 53,874,20

c)

≈ Php 5,378.42

d)

≈ Php 53,784,20

11.

If you deposit Php 6500 into an account paying 8% annual interest compounded monthly, how much money will be in the account after 7 years?

a)

≈ Php 11,358.24

b)

≈ Php 113,582.40

c)

≈ Php 11,385.24

d)

≈ Php 113,852.40

12.

How much money would you need to deposit today at 9% annual interest compounded monthly to have Php 12,000 in the account after 6 years?

a)

You would need to deposit ≈ Php 7,007.08 to have ≈ Php 12,000 in 6 years.

b)

You would need to deposit ≈ Php 70,007.08 to have ≈ Php 12,000 in 6 years.

c)

You would need to deposit ≈ Php 8,007.08 to have ≈ Php 12,000 in 6 years.

d)

You would need to deposit ≈ Php 80,007.08 to have ≈ Php 12,000 in 6 years.

13.

A sum of money placed at compound interest doubles itself in 3 years. In how many years will it amount to four times itself ?

a)

The amount deposited will amount to 4 times itself in 6 years.

b)

The amount deposited will amount to 6 times itself in 4 years.

c)

The amount deposited will amount to 4 times itself in 3 years.

d)

The amount deposited will amount to 3 times itself in 4 years.