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Review for Financial Math Summative

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

1. Which of the following is considered a need?

a)

a new car

b)

a clothes dryer

c)

a place to sleep

2.

Which of the following factors can influence decisions?

a)

age

b)

values

c)

family

d)

peers

e)

all of the above

3.

A value can be described as

a)

something basic for your survival

b)

something you desire to make your life more comfortable

c)

a belief or idea you consider important or desirable

4.

Marcus set a goal to buy a used car in the next few months. He plans to make a $2,500 down payment and has already saved $1,300. If he can save $150 each month for this goal to buy a car,how long will it take him to save the entire $2,500?

a)

8 months

b)

10 months

c)

12 months

5.

Shaunda wants to buy her grandmother’s car to drive back and forth to college next year. Her grandmother agrees to sell Shaunda the car for $1,200 in a year. This is an example of what type of goal?

a)

short-term

b)

medium-term

c)

long-term

6.

Lisa will buy two new car tires three months from now before taking a long trip. Each tire costs $75. How much will Lisa need to save each month to reach her goal?

a)

$25

b)

$50

c)

$150

7.

In eight months, Kelly’s parents will need to make the final payment for Kelly’s braces. Half of the total cost was paid when her braces were put on. The total cost is $3,200. How much will Kelly’s parents need to save each month to pay off the balance owed?

a)

$200

b)

$400

c)

$1,600

8.

Mark wants to visit his foreign exchange “brother” who lives in Brazil. He’d like to make the trip 18 months from now, right after graduation. Mark estimates that he will need $3,000 total to pay for transportation, food, and other expenses. He has already saved $300. How much will Mark need to save each month to reach his goal?

a)

$150

b)

$167

c)

$225

9.

What was Willie’s income during the week?

a)

$57.00

b)

$62.00

c)

$123.50

10.

What was the total of Willie’s expenses during the week?

a)

$61.50

b)

$66.50

c)

$106.25

11.

Define Emergency Fund

a)

Any money you receive such as an allowance or paycheck

b)

A predictable amount of money spent to buy something or do something that is the exact same amount every time

c)

Saving a certain amount of money to be used later for financial goals

d)

Setting aside money to have on hand for unexpected expenses and events

12.

Define Fixed Expenses

a)

Any money you receive such as an allowance or paycheck

b)

A predictable amount of money spent to buy something or do something that is the exact same amount every time

c)

Saving a certain amount of money to be used later for financial goals

d)

Setting aside money to have on hand for unexpected expenses and events

13.

Define Income

a)

Any money you receive such as an allowance or paycheck

b)

A predictable amount of money spent to buy something or do something that is the exact same amount every time

c)

Saving a certain amount of money to be used later for financial goals

d)

Setting aside money to have on hand for unexpected expenses and events

14.

Define P.Y.F.

a)

Any money you receive such as an allowance or paycheck

b)

A predictable amount of money spent to buy something or do something that is the exact same amount every time

c)

Saving a certain amount of money to be used later for financial goals

d)

Setting aside money to have on hand for unexpected expenses and events