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Senior Math Simple and Compound Interest

Total questions: 15

Worksheet time: 4hrs 45mins

Name
Class
Date
1.

Carly

deposited $800 in an account that earns 6% compounded annually. Lara deposited

$800 in an account that earns 6% simple interest. How much will each girl have

in their account at the end of 10 years if they make no withdrawals or deposits?

a)

Carly: $1432.68 Lara: $1280

b)

Carly: $1444.89 Lara: $1280

c)

Carly: $1444.89 Lara: $1320

d)

Carly: $1432.68 Lara: $1320

2.

In some investment accounts interest is computed on interest that has been earned in previous years. What is this method of computing interest called?

a)

compound interest

b)

double interest

c)

simple interest

d)

not enough information

3.

When calculating

interest, how do you write the percent?

a)

a fraction

b)

a decimal

c)

a round number

d)

not enough information

4.

Steve deposited

$5,000 in a savings account that pays 4% interest compounded annually. Which

equation could be used to find the value of the account after 3 years?

a)

A = 5,000(1 + 4)3

b)

A = 5,000(1 + 0.04)3

c)

A = 5,000(1 + 0.4) x 3

d)

A = 5,000(0.04)3

5.

Heather

invested $8,000 in a 4-year Certificate of Deposit (CD) that pays 4.1% interest

compounded annually. What is the value of the CD at the end

of the 4 years?

a)

$9,394.92

b)

$9,312.00

c)

$1394.00

d)

$1312.00

6.

David

invests $10,000 in a savings account that pays 3.5% simple interest. If David

makes no withdrawals or deposits to the account, how much will be in the

account after 7 years.

a)

$2,450

b)

$11,750

c)

$12,450

d)

Not here

7.

The simple interest formula is I=Prt. The P represents the principle. The principle is ___________________.

a)

the amount of money borrowed or deposited

b)

the percent interest for his year

c)

the amount taxed

d)

the amount the bank owes you for being a customer at their bank

8.
Jerry borrowed $4,000 for 5 years at 6% simple interest rate. How much interest is that?
a)
$800
b)
$1,000
c)
$1,200
d)
$1,500
9.
Julie borrowed $3,500 for 3 years at 7½% simple interest rate. 
How much interest is that?
a)
Julie borrowed $3,500 for 3 years at 7½% simple interest rate. 
How much interest is that?
b)
$787.50
c)
$810
d)
$812.50
10.

The compound interest formula is:

A = P(1 + r)t


What does the A represent?

a)

The amount of interest earned.

b)

The amount of time that has passed.

c)

The total amount of money after a certain amount of time.

d)

The amount required to invest.

11.
Emily’s parents put $1,500 in her bank account for college tuition. At an interest rate of 8.25% compounded semiannually,what will be the balance after 18 years?
a)
$6,273.50  frustrated
b)
$6,314.08 bewildered
c)
$6,385.72         pleased
d)
$6,427.94           tickled pink
12.
Mark took a loan out for $25,690 to purchase a truck. At an interest rate of 5.2% compounded monthly, how much total will he have paid after 5 years?
a)
$33,299.42       playing dodgeball
b)
$33,672.68   climbing trees
c)
$34,157.04         riding unicycles
d)
$34,710.88      flipping pancakes
13.
Kennedy won $3,000 from a radio contest. If she puts this money in a bank account that earns 2.9% interest compounded quarterly, how much interest will she earn in 10 years?
a)
$915.59                Rome
b)
$933.28             Sydney
c)
$979.81               Dublin
d)
$1,005.09              Paris
14.
Semi-Annually means how many times a year?
a)
b)
2
c)
1
d)
6
15.
Principal: $5000
Interest Rate: 3.75%
Time: 25 years
Compounded Monthly
State the future account balance.
a)
$12712.31
b)
$12,749.30
c)
$12,657.59
d)
$12550.84