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Unit 7/ Major Purchases Review

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is an advantage to buying a used car over a new car?

a)

Less miles

b)

More maintenance after purchase

c)

Less depreciation after purchase

d)

More expensive

2.

When you lease a car, you are paying for...

a)

the depreciation of the vehicle + interest.

b)

only the interest on the loan.

c)

overall maintenance on the vehicle.

d)

principal on the loan + interest.

3.

What is the purpose of a security deposit?

a)

It serves as a agreement to allow the tenant to use a property for an extended period of time

b)

It is filled out by potential tenant which helps landlord determine if they will accept or deny the candidate

c)

It is how landlords remove tenants for lease infractions

d)

It is how landlords ensure that the property is cared for and that rent is paid

4.

What is NOT an advantage to renting?

a)

It is easier to move

b)

Living expenses are generally lower

c)

You are not responsible for maintenance

d)

You are building equity

5.

T / F: Buying a home is always more beneficial than renting a living space.

a)

True

b)

False

6.

T / F: When budgeting for a vehicle only consider the cost of the monthly loan or lease payment.

a)

True

b)

False

7.

Which of the the following sites could you utilize to find a fair price for a vehicle?

a)

kbb.com

b)

carfax.com

c)

bbb.com

d)

craigslist.com

8.

When renting, what is an additional cost that you must account for?

a)

Utilities

b)

Down Payment

c)

Closing Costs

d)

Mortgage

9.

What should be the deciding factor when deciding to lease or purchase a vehicle?

a)

what your friends are doing

b)

how much money you have at that moment

c)

your personal financial situation and preferences

d)

the economy

10.

A written agreement that allows tenant to use property for a specified time period and rent is a ____________.

a)

Rental Application

b)

Security Deposit

c)

Eviction

d)

Lease