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Worksheets

Wednesday 11.10 W!se Review

Total questions: 16

Worksheet time: 12mins

Name
Class
Date
1.

Which of these IS a variable expense?

a)

mortgage payment

b)

car loan payment

c)

water/utility payment

2.

Click on all the possible NEEDS

a)

shelter

b)

fancy mansion

c)

food/calories

d)

Chick Fila Fries + sauce

3.

What is the money called that you have after taxes?

a)

discretionary

b)

disposable

4.

What is the money called that you have left after you pay your bills + needs?

a)

discretionay

b)

disposable

5.

Your emergency fund should have (a)   months of income ready !

6.

What should you do if you realize your budget is off, and you don't have enough money ?

a)

figure out how to make more money

b)

find ways to cut costs

7.

Which of these has to do with the Federal Reserve and interest rates?

a)

Fiscal Policy

b)

Monetary Policy

8.

What kind of taxes exist in America?

a)

income

b)

FICA

c)

excise

d)

sales

9.

What is the Federal Reserve trying to accomplish when they change interest rates?

a)

they're trying to control inflation

b)

they're trying to set up an environment for lending

c)

they're trying to monitor growth so it's slow + steady

d)

they're trying to do ALLLL these things!

10.

Who hurts the most from inflation?

a)

young people with jobs

b)

older people on fixed incomes

11.

A bank is typically better for what?

a)

interest rates

b)

locations

12.

Which of these is going to give you the BEST interest rate and help you earn the most moneys?

a)

checking account

b)

savings account

c)

money market account

13.

Which of these is the MOST liquid?

a)

cash

b)

savings account

c)

certificate of deposit

d)

real estate

14.

A credit union is insured by who?

a)

Federal Deposit Insurance Corporation

b)

National Credit Union Association

c)

The Internal Revenue Service

15.

Have you changed any of your habits/routines to do with money since we started learning about finances this year?

a)

Yes !

b)

No Not yet !

16.

What's your first + last name ?

(Need it to give you credit!)

4 lines