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Money, Banking, & The FED

Total questions: 10

Worksheet time: 6mins

Name
Class
Date
1.

The central bank in the USA that regulates the monetary system is known as

a)

IRS

b)

FDIC

c)

FED

d)

Social Security

2.

Monetary Policy is controlled by

a)

The Federal Reserve Bank

b)

The Legislative Branch

c)

The President

d)

Congress

3.

Which of the following are characteristics of Money (Check ALL that apply)

a)

Portable

b)

Durable

c)

Easily Divisible

d)

Available, but in limited supply

e)

Available, in unlimited supply

4.

All of the following are functions of money, EXCEPT

a)

Medium of Exchange

b)

Measure of Value

c)

Inflation Proof

d)

Store of Value

5.

The FED keeps a certain amount of money out of circulation. This is referred to as

a)

Hoard

b)

Emergency Fund

c)

Stockpile

d)

Reserve Requirement

6.

The FED does all of the following, EXCEPT

a)

Raise taxes

b)

Act as government's bank

c)

Regulate banking activity

d)

Provide check clearing services

7.

The FED was created

a)

Post Revolutionary War

b)

Post Civil War

c)

Post WW2

d)

Post Vietnam War

8.

What is a Bank's most profitable product

a)

ATM Fees

b)

Loans

c)

Taxes

d)

Checking/Savings Accounts

9.

The FED keeps a certain amount of money in circulation. This is referred to as

a)

Excess Reserves

b)

Emergency Fund

c)

Demand Deposits

d)

Reserve Requirement

10.

How do Banks make money on loans?

a)

Credit Card

b)

Flat Loan Fee

c)

Interest Rates

d)

They don't make money