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Hire purchase

Total questions: 15

Worksheet time: 1hrs 6mins

Name
Class
Date
1.

An owner can repossess the goods from the hirer if:

a)

if the hirer pays two days late

b)

the hirer fails to pay the first payment

c)

the hirer fails to pay two successive installmenmts

d)

upon the hirer's death, the personal representative fails to pay two successive installments

2.

Before the owner can repossess the hire purchase goods from the hirer, the owner must

a)

serve a 4th schedule notice after the default of the last installments

b)

serve a 4th schedule notice after 2 successive defaults of the monthly installment

c)

serve a 2nd schedule notice after 2 successive defaults of the monthly installments

d)

serve a 4th schedule notice after 3 successive defaults of the monthly installments

3.

For goods not listed in the First Schedule of the Hire-Purchase Act 1967, the law which applies is:

a)

special law

b)

common law

c)

rules of equity

d)

customary law

e)

constitutional law

4.

Under the Hire-Purchase ACt 1967, which one of the following is not one of the hirer's rights?

a)

To appropriate payment

b)

To determine the hiring

c)

To be supplied with the relevant documents and information

d)

To assign his right, title and interest without the owner's consent

5.

Which of these statements is NOT TRUE regarding a hirer's right to early completion under a hire purchase agreement?

a)

The hirer has a right to early completion by service of written notice to the owner

b)

The hirer may apply to the High Court if the owner refused to give consent for early completion

c)

The hirer can exercise the right to early completion after the owner has repossessed the goods

d)

The right to early completion can be exercised at any time during the continuance of the hire purchase agreement

6.

Under section 16(1) of the Hire Purchase ACt 1967, the owner may repossess goods

a)

after the service of the fifth schedule notice

b)

after the service of the third schedule notice

c)

after the service fourth schedule notice

d)

after the service of the second schedule notice

7.

A hire purchase agreement consists of the following elements EXCEPT

a)

deferred payment

b)

full payment in cash

c)

scheduled payment

d)

payment by installments

8.

The parties to a hire purchase agreement are____________

a)

the owner and the hirer

b)

the buyer and the seller

c)

the owner and the seller

d)

the buyer and the agent

9.

What is the effect of a hire purchase agreement which is made verbally?

a)

Void

b)

Valid

c)

Voidable

d)

Enforceable

10.

When entering into a hire purchase agreement, the owner must do the following EXCEPT

a)

prepare the agreement in writing

b)

ask the hirer to sign a complete document

c)

include mandatory provisions in the agreement

d)

serve on the hirer the form set out in the Fifth Schedule

11.

Before the formation of a hire purchase agreement, the owner is under a duty to serve to the hirer_______________.

a)

Part I of the First Schedule Notice

b)

Part II of the First Schedule Notice

c)

Part I of the Second Schedule Notice

d)

Part II of the Second Schedule Notice

12.

State the various types of goods covered by the Hire-Purchase Act 1967. (8 marks)

4 lines
13.

What are the rights and liabilities of a guarantor under a hire-purchase agreement? (8 marks)

4 lines
14.

Determine the legal position in the following situations with reference to the Hire Purchase Act 1967:


Nazri bought a sofa from Elegant Furniture under a hire purchase agreement for RM7,000 and payable in 24 m,onth installments. A year later, Nazri's father passed away and left him RM10,000. Nazri decided to settle the balance under the hire purchase agreement and informed ELegant Furniture about it. However, Elegant Furniture demanded that Nazri pay a penalty of RM500 for doing so. (7 marks)

4 lines
15.

Determine the legal position in the following situations to the Hire Purchase Act 1967:


Ah Lan entered into a hire-purchase agreement with Easy Pay Finance for the purchase of a television set at the price of RM3,800. The agreement was made in the chinese language and printed with blue coloured ink. (8 marks)

4 lines