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Worksheets

4-4 & 4-5: Credit Cards & Statements

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

You had the below balances on your credit card for the last billing period. Find the average daily balance.


1 Day: $50

2 Days: $75

3 Days: $100

4 Days: $125

5 Days: $150

6 Days: $175

9 Days: 200

a)

$148.38

b)

$148.39

c)

$153.33

d)

$153.34

2.

You had the below balances on your credit card for the last billing period. Find the average daily balance.


9 Days: $750

10 Days: $875

10 Days: $1000

a)

$879.31

b)

$879.32

c)

$850

d)

$822.58

3.

You had the below balances on your credit card for the last billing period. Find the average daily balance.


25 Days: $1039.54

5 Days: $1045.79

1 Day: $1050.88

a)

$1075.62

b)

$1075.61

c)

$1040.92

d)

$1040.91

4.

You had the below balances on your credit card for the last billing period. Find the average daily balance.


14 Days: $9231.48

10 Days: $9537.92

4 Days: $9545.88

a)

$9385.83

b)

$9385.84

c)

$8760.11

d)

$8760.12

5.

You had the below balances on your credit card for the last billing period. Find the average daily balance.


5 Days: $1000

5 Days: $2000

5 Days: $3000

5 Days: $4000

5 Days: $5000

5 Days: $6000

a)

$3500

b)

$3387.09

c)

$3387.10

d)

$3750

6.

You applied for a credit card from a local bank. You were given a card with an APR of 30%. What is your monthly percentage rate?

a)

0.35%

b)

3.5%

c)

0.25%

d)

2.5%

7.

You applied for a credit card from a local bank. You were given a card with an APR of 24%. What is your monthly percentage rate?

a)

1%

b)

2%

c)

3%

d)

4%

8.

You applied for a credit card from a local bank. You were given a card with an APR of 27%. What is your monthly percentage rate?

a)

1.75%

b)

2%

c)

2.25%

d)

2.5%

9.

You applied for a credit card from a local bank. You were given a card with an APR of 19.2%. What is your monthly percentage rate?

a)

1.6%

b)

1.7%

c)

1.8%

d)

1.9%

10.

You applied for a credit card from a local bank. You were given a card with an APR of 13.56%. What is your monthly percentage rate?

a)

1.13%

b)

1.14%

c)

1.15%

d)

1.16%

11.

You applied for a credit card from a local bank. You were given a card with an APR of 16.5%. If you have an average daily balance of $4,500 and had to pay a finance charge, how much would your finance charge be?

a)

$61.87

b)

$61.88

c)

$618.75

d)

$6,187.50

12.

You applied for a credit card from a local bank. You were given a card with an APR of 15.6%. If you have an average daily balance of $3,254 and had to pay a finance charge, how much would your finance charge be?

a)

$4,230.20

b)

$423.02

c)

42.30

d)

$42.31

13.

You applied for a credit card from a local bank. You were given a card with an APR of 8.7%. If you have an average daily balance of $2,220 and had to pay a finance charge, how much would your finance charge be?

a)

$1,609.50

b)

$160.95

c)

$16.10

d)

$16.09

14.

You applied for a credit card from a local bank. You were given a card with an APR of 42.3%. If you have an average daily balance of $100 and had to pay a finance charge, how much would your finance charge be?

a)

$352.50

b)

$25.25

c)

$3.52

d)

$3.53

15.

You applied for a credit card from a local bank. You were given a card with an APR of 99.9%. If you have an average daily balance of $1 and had to pay a finance charge, how much would your finance charge be?

a)

$0.08

b)

$0.09

c)

$0.83

d)

$0.84