WorksheetsDave Ramsey Investments Quiz
Total questions: 15
Worksheet time: 7mins
Name
Class
Date
1.
Long-term investments, properly diversified, include the following mutual funds:
a)
Growth, balanced, international, Bond
b)
Growth, growth and income, international, aggressive growth
c)
International, bond, aggressive growth, growth
d)
Growth, growth and income, bond, aggressive growth
2.
Which statement is true about liquidity?
a)
The more liquid an investment, the more return
b)
The less liquid the investment, the less return
c)
The more liquid an investment, the less return
d)
Both A and B
3.
A reason that people need to save and invest is to:
a)
Enable their money to make money
b)
Increase the money supply
c)
Be able to get anything they want
d)
Have an opportunity to talk with financial service providers
4.
Money markets are great for your emergency fund due to their liquidity and stability.
a)
True
b)
False
5.
Saving and investing have nothing to do with the amount of money you make.
a)
True
b)
False
6.
Securities that represent part ownership or equity in a corporation.
a)
stocks
b)
bonds
7.
Distribution of a portion of a companyʹs earnings, decided by the board of directors, to a class of its shareholders.
a)
Interest
b)
Dividend
8.
What is investing?
a)
A short-term commitment to meet unexpected shortfalls. Helps meet short-term goals.
b)
A long-term approach to watch your money grow. Helps you meet long-term goals.
9.
When the stock market is doing well, the jargon term is
a)
Bear Market
b)
Duck Market
c)
Buffalo Market
d)
Bull Market
10.
Savings accounts have _______ interest rates.
a)
Low
b)
High
11.
Which of the following statements best explains the purpose behind diversifying your portfolio.
a)
All's well that ends well
b)
Don't put all your eggs in one basket
c)
Everything in moderation.
d)
Just do it.
12.
Buying little pieces of a whole lot of different companies
a)
Stocks
b)
Bonds
c)
Mutual funds
d)
T-bills
13.
What is inflation?
a)
The general rise in prices
b)
The uncertainty the return on an investment will deviate from what is expected
c)
The number of times something happens to money
d)
The projected value of an ivestment at the end of a specified time frame
14.
You can start investing with a small amount of money.
a)
True
b)
False
15.
Single stocks and mutual funds carry the same amount of risk.
a)
True
b)
False
100 %
