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FINANCE 200 TERM EXAM

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

It occurs if you have a positive cash flow.

a)

Surplus

b)

Deficit

c)

Debt

d)

Budget

2.

It is a plan for managing your money in a way that best meets your personal needs and wants.

a)

Budgeting

b)

Shopping

c)

Buying

d)

Management

3.

Money that you spent and this includes anything you purchased.

a)

Expenses

b)

Loan

c)

Equity

d)

Liabilities

4.

What is the term used to illustrate temptation, resulting tendency to forego a future benefit in order to obtain an immediate result or benefit.

a)

Bottom Dollar

b)

Penny Pincher

c)

Instant Gratification

d)

Dime a Dozen

5.

Which of the following is the first phase in financial life?

a)

Birth

b)

Start-up

c)

Build-up

d)

Making investment

6.

Money you have left over after paying for essentials.

a)

Discretionary Income

b)

Wealth

c)

Suplus

d)

Assets

7.

It has the right to get capital before winding up, before anything is paid to equity shareholders.

a)

Equity Shares

b)

Cumulative Shares

c)

Ordinary Shares

d)

Preference Shares

8.

It is like the scrip dividends, the only difference is that they carry longer maturity period and bears interest.

a)

Stocks

b)

Bonds

c)

Bond Dividends

d)

none of the above

9.

The originally contributed capital is returned to the shareholders mainly at the time of shutting down the business? What type of dividend is this?

a)

Liquidating Dividend

b)

Winding up Dividend

c)

Ending Dividend

d)

Ordinary Dividend

10.

A well-informed investor who fully understands his or her rights is much less susceptible to additional risks.

a)

False

b)

True

11.

It was given sole authority to issue the republic's new paper money, regulate and supervise tje country's banking system.

a)

Bank of the Philippine Islands

b)

Rodriguez Bank

c)

Obras Pias

d)

Central Bank of the Philippines

12.

What is the first savings bank established in the Philippines?

a)

Bank of the Philippine Islands

b)

Development Bank of the Philippines

c)

Bangko Sentral ng Pilipinas

d)

Land Bank of the Philippines

13.

A charitable foundations for the support of hospitals, convents, missions and schools, as well as chaplains.

a)

Rural Bank

b)

Thrift Bank

c)

Savings Bank

d)

Obras Pias

14.

A privately managed and largely owned that provide credit facilities to farmers and merchants.

a)

Savings Bank

b)

Commercial Bank

c)

Rural Bank

d)

Al-Amanah Bank

15.

It is a financial institution licensed to receive deposits and make loans.

a)

Bank

b)

Cooperative

c)

DTI

d)

BIR

16.

It can be defined as the art and science of managing money.

a)

Management

b)

Economics

c)

Marketing

d)

Finance

17.

Who is the author of the book Rich Dad, Poor Dad?

a)

Robert Kazhumiro

b)

Roberto Kayosaki

c)

Robert Kiyosaki

d)

Robert Kawasaki

18.

Which of the following is the ADVANTAGE of organizing a Sole Proprietorship?

a)

Unlimited financial liability

b)

Performs a wide range of managerial functions

c)

Retains all profits after paying taxes

d)

Hard to organize

19.

In organizing a sole proprietorship, you must register with the Bureau of Internal Revenue.

a)

Fact

b)

Bluff

20.

An entity created by law owned by shareholders.

a)

Corporations

b)

Cooperative

c)

Banks

d)

all of the above

21.

What is a simple way to determine how long an investment will take to double given a fixed annual rate of interest?

a)

Rule of Money

b)

Financial Rule

c)

Rule of 72

d)

Double Money Rule

22.

It is something that individual desires, but would be able to live without.

a)

Assets

b)

Wealth

c)

Wants

d)

Needs

23.

It occurs if you have a negative cash flow?

a)

Deficit

b)

Net Income

c)

Surplus

d)

Profit

24.

It means planning, organizing, directing and controlling the financial activities of the enterprise.

a)

Financial Goals

b)

Business Management

c)

Financial Management

d)

Financial Literacy

25.

It is used to evaluate the strength of a person's income.

a)

Surplus

b)

Assets

c)

Discretionary Income

d)

Wealth