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Worksheets

Lifetime Vocab Pre-test

Total questions: 22

Worksheet time: 12mins

Name
Class
Date
1.

Money borrowed from a bank.

a)

debt

b)

loan

c)

budget

d)

expense

2.

The fee for borrowing and using someone else's money.

a)

expense

b)

interest

c)

interest rate

d)

income

3.

A plan for future spending and saving, weighing estimated income against estimated expenses.

a)

income

b)

cost comparison

c)

budget

d)

cost benefit analysis

4.

Money owed, usually as a result of borrowing.

a)

debt

b)

expense

c)

income

d)

interest

5.
A mortgage is used for ...
a)
Buying a new machine
b)
Buying a new vehicle
c)
Buying land or premises
d)
Paying staff wages
6.

This type of interest "creates a mathematical explosion," and it can make you wealthy over time, or keep you in debt for a long time.

a)

compound

b)

simple

c)

annual

7.
This term refers to the original amount of a loan OR the original amount of money invested. 
a)
Principal
b)
Interest
c)
Rebate
d)
Fixed Rate
8.

Which budget item will most likely take up the largest percentage of your income at 25-30%?

a)

transportation

b)

housing

c)

groceries

d)

saving/investing

9.

What is this called?

a)

A Check

b)

A credit card

c)

A debit card

d)

Money Order

10.

True/False:

Using a credit card takes money out of your bank account.

(a)  

11.

What is this?

a)

Credit history

b)

Credit card

c)

Credit score

d)

None of the above

12.

When opening a savings account or planning your budget, which unexpected expenses should you consider?

a)

home repair

b)

car repair

c)

medical expenses

d)

all of the above

13.

To put money into a bank account.

a)

withdrawal

b)

deposit

c)

savings

d)

cost

14.

To take money out of the bank to use.

a)

sabing

b)

deposit

c)

cost

d)

withdrawal

15.

What is the machine that allows you to withdraw money from your bank account?

(a)  

16.

The amount you pay for insurance coverage.

a)

Premium

b)

Deductible

c)

Co-Pay

d)

Policy

17.

The amount of money you must pay upfront/out of pocket before your insurance coverage begins to pay.

a)

Premium

b)

Deductible

c)

Co-Pay

d)

Policy

18.

The amount of money you earn from your job is called your ____________

a)

pay

b)

check

c)

income

d)

gross pay

19.
The total amount you earn BEFORE any deductions are subtracted is called __________ pay.
a)
Bonus
b)
Gross
c)
Incentive
d)
Net
20.

Any time worked over your regular time is called ____________

a)

overtime

b)

after hours

c)

extra pay

d)

bonus pay

21.

The current minimum wage is...

(a)  

22.
A Salary is a _____________________
a)
hourly pay amount
b)
fixed regular payment
c)
paid bi weekly or monthly.