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Budgeting Quiz

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

What IS Budgeting?

a)

a way to save money

b)

a way to build up your savings!

c)

a way to become a billionaire

d)

planning for retirement

2.

Budgeting is important because...

a)

it gives you opportunities to use your money wisely and live comfortably.

b)

it helps you to save for the future and build up a high credit.

c)

it can help you work your way out of debt and can prevent it.

d)

All of the above.

3.

What are three of the seven reasons to budget?

a)

Directs you away from bad spending habits

b)

Helps you to not spend money you don't have

c)

Helps you raise your credit

d)

Allows you to invest your money.

e)

Helps you to afford bills, insurance, etc.

4.

What are the three parts of a successful budget? ( video)

a)

needs, wants, goals

b)

bills, taxes, expenses

c)

food, shopping, clothes

d)

needs, bill, taxes

5.

What is the correct budget split? (video)

a)

50/20/30

b)

10/40/50

c)

60/20/10

d)

70/20/10

6.

What makes a SUCCESSFUL budget?

a)

putting aside money in the 50/20/30 split

b)

save everything and don't spend on anything AT ALL.

c)

ditch your credit/debit cards and stick to cash.

d)

just make a budget to have a successful budget! there are so many benefits!

7.

What makes an UNSUCCESSFUL budget?

a)

Not making a budget at all.

b)

Spend everything now, there's plenty of time to save later!

c)

Forget the 50/20/30 rule, save and spend on your own terms.

d)

There are so many ways that a budget could go wrong, so why even bother in the first place?!

8.

Budgeting is ALWAYS a good idea, especially if you have a lot of money in your rainy day fund!

a)

True

b)

False

9.

If you fall into debt, budgeting can help you get out.

a)

True

b)

False

10.

Budgeting helps the rich get richer.

a)

True. It gives you more money.

b)

False. It keeps the amount of money the same so you have it when you need it.