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Social Security Work Credits

Total questions: 10

Worksheet time: 3hrs 30mins

Name
Class
Date
1.

What are Social Security credits?

a)

The “building blocks” used to find if you have the minimum amount of work to qualify for each type of SSA benefit.

b)

The amount of hours you work per year

c)

The amount of money you make per year

2.

How many credits do you need to receive full retirement benefits at retirement age (67)?

a)

You need 40 credits (10 years of work)

b)

You need 30 credits (7.5 years of work)

c)

You need 20 credits (5 years of work)

d)

You automatically get them

3.

How many credits do you need to be eligible for disability benefits?

a)

It depends on the age your disability started

b)

You automatically get them

c)

You need 15 credits

d)

None of these

4.

True or False:


Social Security cannot pay you your full benefits if you do not have enough credits.

a)

True

b)

False

5.

How many credits can you earn in one year?

a)

1

b)

2

c)

3

d)

4

6.

Work credits are based on:

a)

Total wages (money earned) for the year

b)

Self-employment income for the year

c)

How many sick days you have left

d)

None of these

7.

True or False:


Extra credits that you earn cannot be used to increase your benefit amount.

a)

True

b)

False

8.

True or False:


The amount of credits you’ve earned determine your eligibility for Social Security benefits.

a)

True

b)

False

9.

True or False:


All jobs have the same rules for earning Social Security Work Credits.

a)

True

b)

False

10.

True or False:


You should NEVER check to be sure that your Social Security information is correct with your employer.

a)

True

b)

False