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Health Insurance

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.

What health insurance plan is sponsored by a large company who forms a contract with certain health agencies to provide certain types of health care at reduced rates?

a)

HMO

b)

PPO

c)

Indemnity Plans

d)

Out of Pocket

2.

If a person has 80/20 co-insurance, what percent does the insurance company pay?

(a)  

3.

What health insurance plan is designated for military personnel and their families?

a)

PPOs

b)

Medicaid

c)

TRICARE

d)

Medicare

4.

Managed care networks are required to provide quality care at the:

a)

lowest cost possible

b)

highest cost possible

c)

fastest rate possible

d)

slowest rate possible

5.

What type of Medicare plan covers outpatient services which usually require paying a premium and deductible?

a)

Type A

b)

Type B

c)

Type C

d)

Type D

6.

John must pay $10 for each visit to his physician. What term describes the $10 payment?

a)

Deductible

b)

Co-Insurance

c)

Premium

d)

Co-Payment

7.

What type of Medicare plan covers prescription medications?

a)

Type A

b)

Type B

c)

Type C

d)

Type D

8.

True or False? You must be enrolled in Medicare Plan C to be eligible for Medicare Plan D.

a)

True

b)

False

9.

What type of health insurance is available for low income families, children needing assistance or the disabled?

(a)  

10.

What do the initials PPO stand for?

a)

Preferred Provider Option

b)

People's Preferred Option

c)

Preferred Provider Organization

d)

Partial Practice Organization

11.

What is the disadvantage of belonging to an HMO?

a)

monthly fee, no additional charge for care

b)

required to see only HMO affiliated providers

c)

care is directed toward prevention of disease

d)

private insurance option

12.

What kind of health insurance would someone who works for a corporate company usually have?

a)

group insurance

b)

co-insurance

c)

private insurance

d)

no insurance

13.

Karla has been receiving social security for two years and now has a disability. What federal insurance is she eligible for?

a)

Medicaid

b)

Medigap

c)

Medicare

d)

Tricare

14.

What kind of insurance covers a worker who is injured on the job?

(a)  

15.

When someone uses Medicare to pay for health care services, what percent does the individual pay?

a)

80%

b)

20%

c)

30%

d)

50%

16.

A person who is blind is eligible for what type of state-administered medical assistance program?

a)

Medicare

b)

Tricare

c)

Medigap

d)

Medicaid

17.

True or False? Type A Medicare covers the cost of a nursing home.

a)

True

b)

False

18.

The amount that must be paid by the patient for medical services before the policy begins to pay is the:

(a)  

19.

How old do you have to be to be eligible for Medicare?

(a)  

20.

Which health insurance plans allows for freedom of choice when it comes to provider but usually requires the patient to pay up front for services?

a)

PPO

b)

HMO

c)

Indemnity Plan

d)

Medicaid