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Kekal Form 4 Maths - Financial Management

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

Which of the following is/are the financial management process?


Yang manakah ialah proses pengurusan kewangan?

a)

Setting goals / Menetapkan matlamat

b)

Evaluating financial status / Menilai kedudukan kewangan

c)

Creating financial plan / Mewujudkan pelan kewangan

d)

Measurement offinancial flow / Pengukuran penagihan kewangan

e)

Implementing financial plan / Melaksanakan pelan kewangan

2.

Which of the following is the wrong key component in SMART financial goals?


Yang manakah merupakan komponen matlamat kewangan SMART yang salah ?

a)

T - Time-bound / Jangka masa ditetapkan

b)

S - Specific / Spesifik

c)

A - Attainable / Boleh dicapai

d)

R - Review / Mengkaji semula

e)

M - Measureable / Boleh diukur

3.

Which of the following is/are correct?

Yang manakah kenyataan berikut adalah benar ?

a)

Fixed expense - dividends / Belanja tetap - dividen

b)

Variable expense - rent / Belanja berubah - sewa

c)

Active income - Allowances / Pendapatan aktif - elaun

d)

Passive income - allowances / Pendapatan pasif - elaun

4.

Calculate the cash flow for Mr. Rabbani

Hitung aliran tunai Encik Rabbani.


Active Income /Pendapatan Aktif: RM2,000

Passive Income / Pendapatan Pasif : RM350

Fixed Expenses / Belanja tetap : RM 2,300

Variable Expenses / Belanja Berubah : RM 250


Then, determine whether it is Deficit or Surplus.

Pastikan ialah lebihan atau kurangan.

a)

-200 (Deficit / kurangan)

b)

500 (Surplus / Lebihan)

c)

200 (Surplus / Lebihan)

d)

-800 (Deficit / kurangan )

5.

How much is Puan Soffia's monthly saving if she wanted to pay the down payment(10%) for a RM650,000 house in five years?


Berapakah simpanan bulanan yang perlu Puan Soffia simpan jika dia ingin membayar wang pendahuluan (10%) untuk sebuah rumah yang bernilai RM 650,000 dalam tempoh masa 5 tahun ?

a)

RM1111.78

b)

RM1083.33

c)

RM900.00

d)

RM902.78

6.

Which of the following should be considered when developing a long-term financial plan?


Apakah aspek yang perlu diambil kira semasa membina pelan kewangan jangka panjang?

a)

Inflation Rate / kadar inflasi

b)

Interest Rate / kadar faedah

c)

Personal Health / kesihatan diri

d)

Liabilities / Liabiliti

7.

In February 2020, Mr Daniel received a total income of RM4 500. His monthly fixed expenses and variable expenses are RM2 880 and RMx respectively. There is a negative cash flow of RM620. Calculate the value of x?


Pada bulan Februari 2020, gaji Daniel ialah RM 4 500. Belanja tetap dan belanja beruabahnya ialah RM 2 880 dan RM X. Terdapat aliran tunai yang negatif sebanyak RM620. Sila cari nilai bagi RM X.

a)

1 000

b)

3 500

c)

2 240

d)

3 880

8.

The table shows part of Encik Halim’s monthly financial plan.


Express p as a percentage of the net income.


Gambar ini menunjukkan pelan kewangan bulanan Encik Halim. Sila cari "p" dalam nilai peratusan dalam pendapatan bersihnya.

a)

25%

b)

20%

c)

15%

d)

10%

9.

Which of the following is the correct example of asset and liability?


Yang manakah merupakan contoh aset dan liabiliti yang betul ?

a)

Asset: Loan / pinjaman

Liability: Credit card debts / hutang kad kredit

b)

Asset: Unit Trust / Amanah Saham

Liability: Instalment balance / Baki ansuran

c)

Asset: Tax / cukai

Liability: Real estate / hartanah

d)

Asset: Saving / Simpanan

Liability: Property / harta

10.

How many percentages should a person save from their monthly income?


Berapa peratuskah seseorang harus melakukan simpanan daripada gaji bulanannya?

a)

5%

b)

10%

c)

8%

d)

20%

11.

Which is / are Fixed Expenses ?

Yang manakah ialah Belanja Tetap ?

a)

petrol / minyak petrol

b)

rental / sewa

c)

loan instalment / ansuran pinjaman

d)

insurance / insurans

12.

Which is/are passive income ?

Yang manakah ialah pendapatan passif ?

a)

divident / dividen

b)

commissions / komisen

c)

investment / pelaburan

d)

salary / gaji