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Source of Finance - A Level

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Internal Source of Finance except

a)

Retained Profit

b)

Sales of Asset

c)

Sales of Share

d)

Owner's Savings

2.

Two methods of obtaining a long term asset.

a)

Bank Loan

b)

Leasing

c)

Overdraft

d)

Hire Purchase

3.

Issued by companies to raise debt finance, often with a fixed rate of interest.

a)

Shares

b)

Debentures

c)

Grants

d)

Debt Factoring

4.

Providing financial services for poor and low-income customers who do not have access to banking services

a)

Grants

b)

Subsidies

c)

Microfinance

d)

Crowd Funding

5.

Finance for small or start up businesses.

a)

Microfinance

b)

Grants

c)

Bank Loans

d)

Crowd Funding

6.

Bank agrees to a business borrowing up to an agreed limit as and when required.

a)

Bank Loan

b)

Overdraft

c)

Creditors

d)

Factoring

7.

Long term loans need to be repaid for

a)

Within a year

b)

More than a year

c)

More than five years

8.

The use of small amounts of capital from a large number of individuals to finance a new business venture.

a)

Microfinance

b)

Crowd Funding

c)

Venture Capital

d)

Overdraft

9.

A detailed document giving evidence about a new or existing business, and that aimed to convince external lenders and investors to extend finance to the business.

a)

Business Profile

b)

Business Proposal

c)

Business Plan

10.

Factors influencing finance choice.

a)

Amount required

b)

Legal structure

c)

Interest and other cost

d)

Flexibility

11.

Working capital is defined as:

a)

the capital required to start up a business

b)

the capital needed to purchase buildings and machinery

c)

the capital needed to pay for raw materials, day-to-day running costs and credit offered to customers

d)

all forms of finance

12.

The disadvantage of relying on internal finance is that:

a)

there is an increase in the liabilities or debts of the business

b)

there is a risk of loss of control by the original owners

c)

there is a high direct cost to the business

d)

it will limit the availability of finance for expansion

13.

Debt factoring involves:

a)

selling claims on debtors to a third party

b)

insisting that debtors settle their debts in cash

c)

extending credit to customers

d)

paying off the debts of the business

14.

A firm that is purchasing inventory for resale is most like to use what form of finance:

a)

trade credit

b)

bank loan

c)

leasing

d)

debentures

15.

Melula plans to start a social enterprise offering personal care to the elderly in a developing economy country. She has no savings. The most likely source of finance for her is:

a)

debenture

b)

debt factoring

c)

Microfinance

d)

extending credits