One type of the investment is.....

For Fixed Deposit Account, the account holder can withdraw the money anytime they want without any losses.

Choose the answer saving or investment.

Syamil bought 2000 units of Syarikat Bakti shares.

Rajesh bought 500 units of unit trusts.

Zura keeps a sum of money each month to finance his children's education for future.

Siva used the money presented by his parent to buy a shoplot.

Mrs Amni is a dealer who keeps a sum of money in the bank with the intention of issuing a cheque to pay the creditor.

What is the type of saving she made?

Mr Duncan bought 4 000 units of Bank Ixora Berhad shares worth RM1.00 per share on the Kota Kinabalu Stock Exchange.

What is the type of investment that he made?

Malaysia practises dual banking systems. They are conventional banking system and Islamic banking system. Which of the following is NOT the characteristics of Islamic Banking?

Marcella bought 2000 units of unit trust. The followings are the returns that she might get from her investment except

Mr Bryan is thinking of buying a house for his investment. The followings are the factors that will affect the returns on his investment except

Puan Athirah invested RM50 000 to buy shares. She is practicing cost averaging strategy in her investment. The followings are the advantages she gets from it except:

Miss Zafirah was proposed by the bank to apply for credit cards. However, she is aware of the disadvantages of it. The followings are the disadvantages of credit cards except

Mr Vicarl wants to buy a car and has paid a deposit of RM4 800. The balance will be settled through a vehicle loan. What is the advantage of the vehicle loan.

Mr Aron invested in unit trust, own company shares and at the same time invest on real estate by owning a homestay. Which of his investment, has a low liquidity level?

Raidi, Hakeemi and Chris were having a coffee talk on investment. They figured out that their investment is different from each other. Raidi invests RM2000 every months in unit trust. Hakeemi owns a commercial lot in Beaufort. Meanwhile Chris owns a company shares.

Who's investment has high risk level?

The meaning of Risk is

"A sum of money is saved for a certain period of time and cannot be withdrawn before the maturity date." This statement refers to

How much interest is earned if RM 5500 is deposited in a bank with an interest rate of 2.5% per annum after 4 years?

[I = Prt]

At the beginning of a year, Mrs Cheng saves RM15 000 in her savings account with a rate of 4% per annum and compounded every 6 months. What is Mrs Cheng’s total savings at the end of the third year?

Interest that is calculated based on the principal for a certain period of time.

What would be the total savings at the end of the third year if RM 8 200 is deposited in a bank with a rate of 3 % per annum and compounded every 4 months?
[MV =  $P\left(1+\frac{r}{n}\right)^{nt}$  ]

Mr Yeong has RM40 000 and invests consistently on a quarterly basis RM10 000 to buy shares. Table 4 shows the share price bought by Mr Yeong in year 2018.

Calculate the average cost per share unit.

Chong used credit card to make a payment of RM2500. He didn’t make any repayment after he received the monthly statement. It is given that the finance charge and late payment charge are 15% per annum and 1% of the outstanding balance respectively. Find the total outstanding balance on next month.

Encik Rahim bought a house for RM380 000 in cash. He sold the house for RM620 000 after 5 years. The total amount of the charges involved in the transaction is RM42 000.Calculate the return of investment of Encik Rahim.

Puan Aisah wants to invest RM20 000 in AMN Unit Trust. She uses cost averaging strategy for her investment. She spends RM5 000 each month for four months to buy the shares of the unit trust.

Table 1 shows the purchase prices of unit trust bought by Puan Aisah.

Calculate the total number of shares bought by Puan Aisah.

Encik Tan keeps RMx in savings account at 3.5% per annum. The amount of Encik Tan's saving after he has saved for 6 years is RM36 300. Calculate the value of x.