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LCC Review

Total questions: 25

Worksheet time: 21mins

Name
Class
Date
1.

How many questions must you ask the client during the prequalification process?

a)

3

b)

4

c)

5

d)

6

2.

What is the minimum amount on a commercial hard money loan?

a)

$250,000

b)

$100,00

c)

$1,000,000

d)

$25,000

3.

What forms go to the Funds Director after the initial call?

a)

Executive Summary

b)

Sources & Uses form

c)

Prequalification form

d)

Trimerge credit report

4.

What is not submitted to the Funds Director on a business line of credit (BLOC)

a)

Prequal

b)

Last six (6) months bank statements

c)

Last two (2) years' tax returns

d)

Trimerge credit reports

5.

What is not the process for building rapport with a Principal?

a)

Know

b)

Like

c)

Trust

d)

Qualify

6.

The purpose of the initial call is to...

a)

Verify the principal’s information and establish rapport.

b)

See if he can be persuaded into more money

c)

Get through the call as fast as possible

d)

Demonstrate how intelligent you are as an expert

7.

Your "Direct Value Statement" answers the following question...

a)

What is it that you do?

b)

How much money can I receive?

c)

Why I am guaranteed funding?

d)

How long the Funds Director has been in the industry.

8.

The most I can get on a PLOC is...

a)

$1M

b)

$250k

c)

$500k

d)

$25k

9.

The minimum credit scores for PLOCs and BLOCs are _______________ across all three credit bureaus are...

a)

680, 650+

b)

650, 680+

c)

720+ for both

d)

680+ for both

10.

What does CTA mean?

a)

Call to Action

b)

Call Them All

c)

Close The Application

d)

Capture Their Attention

11.

Check off all of the possible mini closes in an initial call?

a)

Is that fair Mr. Smith?

b)

How does that sound?

c)

Would you like me to move forward...?

d)

When could you have that done for me?

12.

What is your greatest challenge right now?

4 lines
13.

If a principal needs an equity partner, what should they already have done?

a)

Have a minimum of 10% injected (invested) into the project, or plan to invest

b)

Have a credit score of 680 or higher across all three bureaus

c)

Have already been prequalified elsewhere (e.g. shopped at a competitor's)

d)

Have a bond of no less than $1M

14.

Name the forms you must have prior to a conference call with the Funds Director.


Check all that apply.

a)

Executive Summary

b)

"Sources and Uses" form

c)

Prequalification sheet

d)

Three (3) Credit references

15.

What is the minimum amount required for a commercial loan?

a)

$250,000

b)

$50,000

c)

$25,000

d)

$250,001

16.

How would your posture your Legacy business?

a)

DVS

b)

CVS

c)

VHS

d)

DEX

17.

Why should the clients trust you?

4 lines
18.

What is the process for building rapport with a client?


Check all that apply.

a)

KNOW

b)

LIKE

c)

TRUST

d)

FOLLOW

19.

Before you can schedule a conference call with the Funds Director, name one thing that you must do.

a)

Proofread

b)

Email Alicia or Phillip

c)

Ask probing questions, so you don't 💔

d)

Recognize if you actually have a deal in place

20.

What is the purpose of the initial call?

a)

To verify the principal's information and build rapport

b)

To get to know them and follow them on social media

c)

To provide insight and wisdom to their relationship problems

d)

To see whether they can afford our services

21.

What is your income goal for this year?

4 lines
22.

How can you get leads?


Check all that apply.

a)

Social media groups (e.g. Linkedin, Facebook, Instagram)

b)

Friends & family

c)

Past and current clients

d)

Friends of your friends

23.

When do you mention who the Funds Director is?

a)

Never- she's a figment of your imagination

b)

Only after she's spoken to them personally (e.g. after the conference call)

c)

At the beginning of the phone call, because it shows how professional we are

d)

Once you realize that you have a deal in place

24.

How often do we have trainings during the month?


Check all that apply.

a)

Tuesdays at 7am EST

b)

Thursdays at 7pm EST

c)

Every second Saturday at 12 noon EST

d)

Whenever there's pertinent changes to the system

25.

What should the next incentive for training be?

4 lines