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FPU lessons 4 & 5

Total questions: 16

Worksheet time: 12mins

Name
Class
Date
1.

In Baby Step 4, how much of your household income do you invest in retirement?

a)

12%

b)

15%

c)

18%

d)

20%

2.

What is the #1 wealth building tool in the millionaire study?

a)

income

b)

debt

c)

401k

3.

Chris Hogan says that when planning for retirement, you must first have a (a)   meeting with your spouse or accountability partner, so that you know what you’re working towards.

4.

What is at least one way to go to college debt-free?

a)

choose an affordable school

b)

apply for grants

c)

apply for scholarships

d)

get a job

5.

There is 1.7 trillion dollars in student loan debt in America.

a)

True

b)

False

6.

What will you do in Baby Step 6?

(a)  

7.

Debt limits our ability to help people.

a)

True

b)

False

8.

Name one option for a college savings plan.

(a)  

9.

When you arrive at Baby Step 7, what two things are you able to do?

(a)  

10.

If you live like no one else, later you can _______ and _________like no one else!

(a)  

11.

What keeps your stuff from owning you?

(a)  

12.

We live in the most marketed to culture in the history of the world.

a)

True

b)

False

13.

A significant purchase for most families is at least:

(a)  

14.

To have power over purchase follow which of these tips?

a)

Wait overnight before making a significant purchase.

b)

Carefully consider your buying motives.

c)

Never buy anything you do not understand.

d)

Consider the "opportunity cost" of your money.

e)

All of the above.

15.

Which of the following is NOT one of the negotiation tips Rachel reviews.

a)

Always tell the absolute truth.

b)

Use the power of credit.

c)

Understand and use walk-away power.

d)

Say "That's not good enough."

e)

Master the "if I take away" technique.

16.

Mark the answers that are classified as NEEDS.

a)

groceries

b)

another car

c)

car wash

d)

auto insurance

e)

gym membership