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FIS - NBFC

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

A Non-Banking Financial Company (NBFC) is a company registered under the _______

a)

A) RBI Act 1934

b)

B) Companies Act, 1956

c)

C) NBFC Act 1956

d)

D) Government Securities Regulations, 1913

2.

Which of the following activity is not permissible for NBFC?

a)

A) loans and advances

b)

B) acquisition of shares

c)

C) insurance business

d)

D) construction of immovable property

3.

Which of the following is false about NBFC?

a)

A) NBFC cannot accept demand deposits

b)

B) NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself

c)

C) deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs

d)

D) NBFC cannot undertake insurance business

4.

What is the minimum Net Owned Funds required by NBFCs for registration with RBI?

a)

A) Rs 5 lakhs

b)

B) Rs 25 lakhs

c)

C) Rs 50 lakhs

d)

D) Rs 2 crore

5.

NBFCs with asset size more than ___ are considered to be systemically important NBFCs

a)

A) Rs 500 crore

b)

B) Rs 100 crore

c)

C) Rs 200 crore

d)

D) Rs 350 crore

6.

Which agency regulates and supervises NBFCs?

a)

a. Finance Ministry

b)

b. SEBI

c)

c. RBI

d)

d. Respective state government

7.

Which of the following statements is/are correct?


1. NBFCs does not hold a banking license.

2. NBFC can issue Demand Drafts like banks.

a)

a. Only 1

b)

b. Only 2

c)

c. Both

d)

d. None

8.

Which of the following registered under the Companies Act, 1956 engaged in the business of loans and advances ?

a)

Commercial banks

b)

Foreign banks

c)

Regional rural banks

d)

Non-Banking Financial Company

9.

Which of the follwing is false ?

a)

NBFCs can't accept demand deposits and can't issue cheques drawn themselves.

b)

NBFCs donot form part of payment and settlement system such as NEFT and RTGS.

c)

Deposit insurance facility is avaliable for NBFC

d)

NBFC mainly deals with loans and advances

10.

Which is a distinctive attempt to address the issue of sourcing long term debt for infrastructure projects in India ?

a)

Infrastrucuture Debt Funds

b)

Infrastructure finance company

c)

Asset finance company

d)

Micro finance institutions

11.

Which of the following NBFC regulated by RBI ?

a)

Asset Finance company

b)

Insurance companies

c)

Mutual funds

d)

Housing finance company

12.

Which of the following NBFC give loans to poor households without collateral securities ?

a)

Chit funds

b)

Nidhi companies

c)

Micro Finance Institutions

d)

Venture capital funds

13.

Non-Banking Financial Company does not include_______

a)

Agriculture Activity

b)

Industrial Activity

c)

Construction of Immovable Property

d)

All of the Above

14.

NBFC engaged in the business of _______

a)

Loans and Advances

b)

Acquisition of shares

c)

Acquisitions of stocks

d)

All of the above

15.

Which of the following can not accept Demand Deposit

a)

Commercial Banks

b)

Foreign Banks

c)

Regional Rural Banks

d)

NBFC