Who uses financial institutions?

A debit card is handy in an emergency.

A debit card is a buy now pay now option.

A credit card is handy in emergencies.

A bank is a for profit institution.

One benefit of a credit card is to establish a credit history.

Credit cards are a buy now pay later option.

Creating a secure password when banking online is a safety tip.

Credit cards allow you to make purchases for items you didn't save for or do not have money to purchase.

Lenders lend money to borrowers, they charge an additional fee for the use of the money. This is called...

Credit agencies help lenders determine which of the following:

The lower your credit score the lower your risk is to a lender.

You can improve your credit score .

Internet banking means using a bank branch to make deposits

A credit card provides pre-approved credit

Identity theft is a threat to anyone with a good credit rating.

Credit cards charge interest

An advantage of using credit cards is that you have the flexibility to make purchases anytime and anywhere.

Which are ADVANTAGES of credit cards

Always report stolen credit cards and debit cards.

Do you need to sign out of accounts when banking online?

Passwords and account information can be safely stored on your phone.

A disadvantage of a DEBIT CARD is that you can't spend anymore than you have in your account.

A disadvantage of using DEBIT CARDS is that there are fees for ATM transactions not affiliated with your financial institution.