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negotiable instruments

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

A negotiable instrument may be oral or written.

a)

True

b)

False

2.

The act of placing one's signature on an instrument, usually on the back, to transfer it to another:

a)

drawee

b)

endorsement

c)

negotiation

d)

schedule

3.

A holder in due course is one who has a negotiable instrument by fulfilling three conditions

i) Good faith

ii) Negotiability

iii) Valid consideration

iv) Without negligence

a)

i & ii

b)

ii & iv

c)

i,ii & iii

d)

i , iii & iv

4.

In case of order instrument, two things are

required for a valid transfer: --------------------------- and -----------------------------

a)

Transferability & Negotiability

b)

Endorsement & delivery

c)

Transferability & Delivery

d)

Endorsement & Negotiability

5.

negotiable instrument means

a)

promissory notes

b)

bills of exchange

c)

cheque

d)

All of the above

6.

An instrument in writing containing an unconditional order signed by the maker, directing the certain person to pay certain some of money only to or order of a certain person is called as

a)

Promissory note

b)

Cheque

c)

Bill of exchange

7.

How many parties are normally involved when using a check?

a)

two

b)

three

c)

four

d)

five

8.

Which of the following is NOT a requirement for negotiability?

a)

Must be written

b)

Must be signed

c)

Must contain a condition of payment

d)

Must be for an exact amount of money

9.

How do you endorse a check?

a)

Sign the back

b)

Sign the front

c)

Give it to your friend

d)

Cancel it

10.

Which of the following is NOT an example of material alteration?

a)

Changing the date on a check

b)

Editing the name of the payee

c)

Tearing a check out of your checkbook

d)

Altering the amount listed on the check

11.

Why should you never leave any part of a check blank?

a)

Someone can alter it

b)

Someone could steal it

c)

The bank might not accept it

d)

All of the above

12.

The cutomer who draws the cheque on the bank is called -------------------------

a)

Drawee

b)

Drawer

c)

Payee

d)

Payer

13.

Endorsement made on reverse side of the instrument with mere signature of the endorser without name is called __________

a)

Blank endorsement

b)

Full endorsement

c)

Conditional endorsement

14.

Presentment for Acceptance is necessary in case of which of the following negotiable instruments ?

a)

Bills of exchange

b)

Cheques

c)

Promissory note

d)

Treasury bills