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WorksheetsARE YOU A SPENDER OR SAVER?
Total questions: 6
Worksheet time: 3mins
It’s pay day. Your salary has just been deposited into your account. What’s the first thought that comes to mind?
1. You check your balance and feel happy that it looks healthier than usual and quickly calculate how long it’ll be before you add another zero to that number.
2. You go shopping and start planning your next vacation.
You’re going out to dinner with friends (remember to carry that wallet!). Your order will consist of:
1. Just a main course, with an eye on the right side of the menu which shows the price. You pack the leftovers to eat later at home.
2. The most unusual (and therefore expensive) things. Your friends will be impressed with your food choices!
Which of these statements are you most likely to agree with?
1. You never know – a rainy day might be around the corner and money is a good buffer against most emergencies.
2. Hey, you only live once – let’s enjoy today; tomorrow will look after itself.
Don’t look now, but if we ask you to tell us how much money is in your account at this very minute, what will your response be?
1. You’re very likely to know to the last dirham.
2. Hey, pay day was a while ago and you have no clue.
You’re looking to invest some extra funds. What’s the big factor that will help you decide between products?
1. Balance – of course you want good returns, but security of the capital is the prime concern.
2. High returns – what’s the point of investing if you’re not making the big bucks, right! You’d rather take a higher risk to earn the higher return.
Your favorite uncle leaves you 50,000 in his will. What do you do?
1. Pay off your loans and save the rest.
2. World tour!!!
