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INSURANCE 2

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

Mei Ling ’s car collided with another car in an accident and she was at fault. Both cars were badly damaged. Can Mei Ling make claim from her insurance

company if she insures her car under the third party policy on her damage car?

a)

Yes

b)

No

2.

............................ provides coverage against damage caused by fire, lightning and explosion that occur at home or business premise.

a)

Life Insurance

b)

Fire insurance

c)

Medical Insurance

d)

Motor insurance

3.

.................... protects policyholder against losses during travel whether by land, air or sea such as death and permanent disability, loss of luggage, passport and money

a)

Life Insurance

b)

Personal Accident Insurance

c)

Fire Insurance

d)

Travel insurance

4.

How long is the coverage period for most general insurance policies?

a)

one year or less than a year.

b)

two years .

c)

whole life

d)

More than five years

5.

Encik Lee buys an insurance policy to cover himself in case of an accident from Syarikat Insurans Aman for RM 200 000 with a monthly payment of RM150.

Who is the policyholder?

a)

Encik Wong

b)

Encik Lee

c)

Syarikat Insurans Aman

6.

Encik Abdul Razak buys an insurance policy to cover himself in case of an accident from Insurans Berjaya Berhad for RM 250 000 with a monthly payment of RM 250.

How much is the coverage limit?

a)

RM 200

b)

RM 250

c)

RM 250 00

d)

RM 250 000

7.

Motor insurance is calculated based on the ............... that provides the minimum premium for the insurance coverage.

a)

Motor Ariff

b)

Motor Act

c)

Motor Tariff

d)

Motor Tax

8.

The following statements are the factors of the amount of the premium of a vehicle expect

a)

type of vehicle

b)

Car's usage

c)

Car's engine capacity

d)

Experience of the driver

9.

The premium rates under the Motor Tariff for motor policies issued in Peninsular Malaysia, Sabah and Sarawak are different.

a)

True

b)

False

10.

What is X?

a)

Life insurance

b)

Medical and health insurance

11.

a)

Yes

b)

No