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Savings and investing vocab

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

The interest calculated on both the principal and the accrued interest.

a)

Simple Interest

b)

Compound interest

c)

IRA

d)

Rule of 72

2.

The amount of time it takes for money to double in value when invested.

a)

Rule of 2

b)

Maturity date

c)

Rule of 72

d)

Expenditure rate

3.

The chance you take when you invest.

a)

Risk

b)

Interest

c)

loss

d)

growth

4.

Saving accounts can be easily converted to spendable money so it is...

a)

Mutual funds

b)

high growth rate

c)

Liquidity

d)

solidity

5.

401K is a work-sponsored...

a)

IRA

b)

Retirement plan

c)

Government bond

d)

investment into your work stock

6.

Taking a certain amount of money you earn monthly and putting it into saving, as a discipline

a)

rule of 72

b)

pay yourself first rule

c)

being an adult

d)

rule of return

7.

A pool of money invested by professions into a group of stocks. WIth medium risk

a)

High end stocks

b)

mutual finds

c)

savings account

d)

IRA

8.

Shares in a company a part ownership in a specific company.

a)

Stocks

b)

bonds

c)

certificates

d)

asset

9.

An account for unexpected expenses: such as car break down, surgery, the new roof needed on the home.

a)

investments

b)

emergency fund

c)

rations

d)

quick loans

10.

The amount of money paid or earned for the use of money.

a)

Simple interest

b)

rate of return

c)

compound interest

d)

debt

11.

a self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement

a)

IRA

b)

bonds

c)

401K

d)

IST

12.

The federal corp that insures your money in qualified institutions.

a)

FDUC

b)

FDIC

c)

SDIC

d)

DFCC

13.

Something you own of value

a)

Asset

b)

Goals

c)

liability

d)

debt

14.

Which is a reason to set financial goals?

a)

to buy a home

b)

eduction

c)

retirement

d)

vacation

e)

All of the above