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FL Unit 2: Careers & Income

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

The Internal Revenue Service (IRS) is the federal government agency responsible for:

a)

Tax collection and tax law enforcement

b)

Providing service to help fill out your tax forms

c)

Providing responsible loans to needy people

2.

What is the difference between gross pay and net pay?

a)

Gross pay comes from dirty jobs like sanitation & janitorial services

b)

Net pay is your pay after deductions; gross pay is before

c)

Gross pay is your pay after deductions; net pay is before.

d)

Net pay is the signing bonus you receive at your job

3.

This tax pays for benefits that workers & families receive for either Social Security/Medicare.

a)

Excise Tax

b)

Sales Tax

c)

Federal Insurance Contribution Act (FICA) Tax

d)

Garnishment Tax

4.

Are deductions added or subtracted from income?

a)

Added

b)

Subtracted

5.

When thinking about a career which of the following should you do?

a)

Take an interest and skills survey to get a feel for what fields might be best options for you.

b)

Research the average salary and job market projections for your given career.

c)

Research the education/licensure requirements for your potential career.

d)

All of the above

6.

A common theme in career fields that are growing are:

a)

They do not require more than a high school education.

b)

They are often in the medical or technology fields.

c)

The jobs have not been created yet.

d)

The jobs often require PhD’s.

7.

The W-4 tax form is used to ___________.

a)

determine how much your gross pay should be

b)

file your tax return.

c)

tell your employer how much federal income tax to withhold from your paychecks to send to the IRS.

d)

avoid paying income taxes on your paychecks

8.

Earned income could include all of the following EXCEPT:

a)

Annual bonuses

b)

Commission

c)

Company paid health insurance

d)

Tips

9.

Which of the following is not a deduction taken out of your paycheck?

a)

State or local taxes

b)

Union dues

c)

FICA (Social Security/Medicare)

d)

Sick days

10.

What is a 529 plan?

a)

Retirement Account

b)

Savings Account

c)

College investment plan

d)

Roth IRA

11.

What would be an example of a non-authorized (not allowed) use of 529 funds?

a)

Car Payment

b)

Tuition

c)

School Books

d)

On-Campus Housing

12.

A form that tells you how much the government has withheld from your pay over the last year.

a)

I-9

b)

W-2

c)

W-4

d)

W-6

13.

When applying for a loan (car or house mortgage) which pay should you use?

a)

Overtime pay

b)

Net Pay

c)

Gross Pay

d)

Vacation Pay

14.

What is a potential problem with your pay relying on tips as part of your hourly wage?

a)

Tips are spread out over multiple paychecks

b)

Tips are reduced during your first year on the job

c)

Tips are a consistent form of income

d)

Tips are a inconsistent form of income

15.

Good interviewing skills are what form of skill?

a)

Job Specific Skills

b)

Employability Skills

c)

On-the-Job Skills

d)

Apprenticeship Skills

16.

Which of the following is a possible tax or deduction that they may show up on your paycheck?

a)

Federal income tax

b)

Contributions to retirement savings

c)

FICA

d)

All of the above

17.

What do taxes pay for?

a)

Schools, government departments, roads, and emergency services

b)

Operation of financial institutions

c)

Privately-owned businesses

d)

None of the above

18.

You work part-time for $10.00 an hour. You work for 15 hours this week. Your deductions are $25. How much is your gross pay?

a)

$100

b)

$125

c)

$150

d)

$175

19.

A career cluster is ____________.

a)

A group of related occupations

b)

Workers take a break together

c)

A group of jobs that are in the same location

d)

A group of people who work together

20.

Which of the following is NOT an example of a pay period?

a)

Leap Year

b)

Biweekly

c)

Monthly

d)

Weekly