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Biztown Unit 1 Review: Financial Literacy

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

Which is NOT a way to pay for a product or service?

a)

check

b)

debit card

c)

credit card

d)

deposit ticket

2.

Where can you put your money into an account and take money out when needed?

a)

bank

b)

credit union

c)

online bank

d)

all of the above

3.

The balance in your account is...

a)

the amount of money you've spent

b)

the amount of money you currently have

c)

the interest rate

d)

how many checks you've written

4.

What's the major difference between a debit card and a credit card?

a)

A debit card can build up interest.

b)

A credit card requires a PIN number to take money out.

c)

A debit card takes money out of your account immediately, and a credit card loans it from the bank until you pay it back.

d)

None of the above.

5.

Which account usually earns interest and is used to hold money that is not needed right away?

a)

savings account

b)

checking account

6.

Which account is usually used to pay bills and supply money for your debit and credit card purchases?

a)

savings account

b)

checking account

7.

What is a transaction?

a)

the exchange of money: giving money or getting money

b)

a company that sells goods

c)

a person who works at a bank

d)

a credit card

8.

What are the two ways to be paid?

a)

by credit card or check

b)

by deposit ticket or direct deposit into your account

c)

by paycheck or direct deposit into your account

d)

none of the above

9.

What is interest?

a)

how much money you have in your account

b)

a fee you have to pay the bank when you loan money OR a fee you receive for keeping money in a savings account

c)

the extra money received for work

10.

What is the term called for the amount of money you earn for your work?

a)

income

b)

balance

c)

interest

d)

loan

11.

What must you do to a check you receive before the bank will accept it?

a)

endorse (sign your signature) on the front

b)

write your account number on the front

c)

write the date on the front

d)

endorse (sign your signature) on the back

12.

If you receive a check and take it to your bank, what are the 2 options you have?

a)

get cash or put the money into your checking or savings account

b)

get cash or put the money on a credit card

c)

put the money into your checking or savings account or put the money on a debit card

13.

What is a transaction register used for?

a)

Calculating the interest earned from your savings account,

b)

Lowering the amount of transactions you make.

c)

Keeping track of your account balance--what money you both removed from and deposited into your account.

14.

Which statement is correct?

a)

A payment is a debit and a deposit is a credit.

b)

A payment is a credit and a deposit is a debit.