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Worksheets

Saving & Budgeting

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

What's one of the first rules of managing your money well?

a)

Make a lot of money so you'll have more to spend.

b)

Pay yourself first.

c)

Pay your bills after you buy what you want.

2.

What does "liquid" mean?

a)

Water

b)

Coffee

c)

Tea

d)

An asset that easily converts to cash/easy to spend.

3.

What is a fixed expense?

a)

An expense in which the amount changes month to month.

b)

An expense that you don't have to pay every month, but is paid irregularly.

c)

An expense that costs the same every month.

4.

What is a variable expense?

a)

An expense in which the amount changes month to month.

b)

An expense that you don't have to pay every month, but is paid irregularly.

c)

An expense that costs the same every month.

5.

What is a periodic expense?

a)

An expense in which the amount changes month to month.

b)

An expense that you don't have to pay every month, but is paid irregularly.

c)

An expense that costs the same every month.

6.

Which should your life goals be?

a)

Specific

b)

Measurable

c)

Realistic

d)

Time bound

e)

All of the above

7.

Which types of savings should you have?

a)

A piggy bank only

b)

An emergency fund and 3-6 months' of expenses

c)

Never use a bank account for savings.

8.

How much money should you save each month?

a)

10% of your income

b)

1% of your income

c)

300% of your income

d)

None of your income

9.

What is a budget?

a)

Your debit card

b)

A calendar

c)

Your piggy bank

d)

A plan on how to spend your money.

10.

Which is an example of a fixed expense?

a)

Groceries

b)

Dining Out

c)

Mortgage

11.

Which is an example of a variable expense?

a)

Car payment

b)

Rent payment

c)

Groceries