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Credit 101

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

______ is your ability to borrow money or purchase services or goods based an agreement to pay back on specific terms.

a)

Debit

b)

Credit

c)

Sale

d)

Economics

2.

What types of credits can you get?

a)

Revolving Credit, Installment Loan, Open Credit

b)

Revolving Debit, Insurance, Charge Card

c)

Mortgage, Debit Card, Insurance

d)

Health Card, Disney, Open CRedit

3.

This is a record of how someone manage his/her credit, prepared by what's known as Credit Bureaus.

a)

Credit Score

b)

ATM Receipt

c)

Credit Rating

d)

Credit Report

4.

Who are the 3 main players in creating Credit Report?

a)

Innovis, Erithium, Lexington

b)

Experian, Innovis, Express

c)

TransUnion, Experian, Equifax

d)

Express, Innovis, Experian

5.

Who creates Credit Reports?

a)

Creditor

b)

Credit Bureau

c)

Bank of America

d)

Clearing House

6.

_________ is a 3-digit number that basically determines a borrower's ability to pay back a debt.

a)

Credit Score

b)

Credit Rating

c)

Credit Report

d)

Credit Balance

7.

A bad Credit Score is ________?

a)

720-850

b)

630-689

c)

690-719

d)

300-629

8.

An excellent Credit Score is ________?

a)

300-629

b)

720-850

c)

630-689

d)

690-719

9.

A good Credit Score is ________?

a)

720-850

b)

630-689

c)

690-719

d)

300-629

10.

These are items that could affect a borrower's credit rating or score that has a negative mark or decrease in the borrower's credit score.

a)

False Positive

b)

Negative Items

c)

Positive Items

d)

Bad Items