wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Banking Vocabulary

Total questions: 16

Worksheet time: 10mins

Name
Class
Date
1.

A bank is...

a)

a business that keep money for customers and makes loans.

b)

a company that uses your money for bartering.

c)

an organization that holds money and other valuable assets.

d)

a business that borrows money from you.

2.

A sum of money borrowed for a certain amount of time is called a....

a)

loan

b)

down payment

c)

interest

d)

borrow

3.

Putting money into the bank is called a...

a)

deposit

b)

loan

c)

interest

d)

withdrawal

4.

When you take out a loan, ________ is added on to your total expense. The longer you have your loan, the more of this you will have to pay.

a)

Interest

b)

Inflation

c)

Balance

d)

Loan addend

5.

When the bank pays a transaction for you because you don't have enough money in your account it's called an........

a)

withdrawal

b)

overdraft

c)

bank

d)

income

6.

My ________________ is money that I earned from doing work.

a)

Salary

b)

Fee

c)

Income

d)

Overdraft

7.
What are the two types of accounts available at banks and credit unions?
a)
Checking and Savings
b)
Checking and Loans
c)
Savings and Loans
d)
Debit and Credit
8.

Account that lets you save money

a)

minimum balance

b)

checking account

c)

interest

d)

savings account

9.

Money the bank pays you to keep your money in their bank.

a)

minimum balance

b)

checking account

c)

interest

d)

savings account

10.

Card that you use to pay for items and the money comes out of your checking account.

a)

endorse

b)

overdrawn

c)

debit card

d)

statement

11.
What is one advantage of having a credit card?
a)
It prevents you from spending more than you earn.
b)
It allows you to make purchases without carrying lots of cash.
c)
It encourages you to budget your money wisely.
d)
It helps you pay off debts that you may have.
12.
How do credit card companies make money?
a)
By charging late fees and interest to their customers.
b)
By making you pay an extra dollar on every purchase.
c)
By charging late fees and interest to stores and other businesses.
d)
By earning interest on the money they have saved up.
13.
What is the best way to avoid credit card debt? Choose the best answer.
a)
Use several credit cards to avoid putting too much money on one card.
b)
Don't spend more money than you have.
c)
Only use credit cards to by 
14.

A bank account that allows you to deposit/withdraw money at any time and earns interest is a

a)

money market fund

b)

money market deposit account

c)

regular savings account

d)

certificate of deposit

15.

You earn _______________ by saving money in a savings account.

a)

money

b)

interest

c)

awards

d)

trophies

16.

Bella kept $500 in a savings account for 1 year. At the end of the year she had $525. The extra $25 is _____.

a)

budget

b)

withdrawal

c)

interest

d)

passbook