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Everfi VAULT Module 2: Budgeting and Spending

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Tracking your spending can help you _____.

a)

a. spend more money

b)

b. make good decisions

c)

c. know where your money is being spent

d)

d. spend less money

2.

Why is saving money important?

a)

a. Saving money can help you meet goals.

b)

b. It’s important to show off how much money you have.

c)

c. It’s important to fill your money jar.

d)

d. Saving money is important for spending.

3.

Buying a cheaper product sometimes can help you _____.

a)

a. create a budget

b)

b. reach a savings goal

c)

c. afford an opportunity cost

d)

d. track spending

4.

If you have a budget, you have _____.

a)

a. afford nicer things

b)

b. spend all the money you want

c)

c. a plan for using your money over a set period of time

d)

d. a good idea of how much money you’ll make

5.

Keeping track of what you earn, spend, and save are they key parts of a _____.

a)

a. monthly allowance

b)

b. investment strategy

c)

. paycheck

d)

d. budget

6.

Cutting back on expenses can help you save money, which will _____.

a)

a. help you afford nicer things

b)

b. add up fast and help you save for your goals

c)

c. help you spend more money

d)

d. help you choose the right investment

7.

Which is a reliable source of information when trying to research something you will buy?

a)

a. Friends

b)

b. Advertisements

c)

c. Expert reviews

d)

d. Social media

8.

What kind of information should you find when you want to research buying something?

a)

a. Positive information

b)

b. Negative information

c)

c. Questionable information

d)

d. Reliable information

9.

When you want to buy something, which kind of information may not give you the best information?

a)

a. Reliable information

b)

b. Expert reviews

c)

c. Trustworthy information

d)

d. Product advertisements

10.

Which of these is NOT true.

a)

Tracking your expenses can help you meet your budget.

b)

A budget helps you plan to use your money for things you need.

c)

A budget helps you plan to use your money for things you want.

d)

It’s harder to keep track of your expenses when you make a budget.