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Car and Stock TEST

Total questions: 20

Worksheet time: 1hrs 16mins

Name
Class
Date
1.

"Stock" is best defined as ___________.

a)

a share of ownership in a corporation

b)

an investment in which a person lends money to a business at a specified interest rate

c)

the right to receive money from the government on a future date

d)

a share of ownership in the government-owned enterprise

2.

Give an example of a company you can buy stock in.

4 lines
3.

AAPL, TSLA, FB, and TWTR are examples of

a)

Ticker Symbols

b)

Premiums

c)

Shareholders

d)

Stock Signs

4.

How much would it cost to purchase 45 shares of a stock that costs $5.89?

a)

$178.88

b)

$343.80

c)

$265.05

d)

$2.66

5.

What is the benefit of diversifying a stock portfolio?

4 lines
6.

How would you calculate 37% of 150?

a)

0.037*150

b)

150/0.37

c)

0.37/150

d)

0.37*150

7.

Calculate the down payment and amount financed for the following item:

Original price of a car: $16,550

Down Payment: 13%

a)

Down Payment= $4,750.33

Amount Financed= $11,799.67

b)

Down Payment= $2,151.50

Amount Financed= $14,398.50

c)

Down Payment= $127,307.69

Amount Financed= $4,375.00

d)

Down Payment= $215.15

Amount Financed= $16,334.85

8.

Calculate the down payment and amount financed for the following item:

Original price of a car: $27,560

Down Payment: 12%

a)

Down Payment= $4,750.33

Amount Financed= $22,809.67

b)

Down Payment= $3,307.20

Amount Financed= $21,365.88

c)

Down Payment= $2,296.67

Amount Financed= $25,263.33

d)

Down Payment= $3,307.20

Amount Financed= $24,252.80

9.

Car insurance that pays for other people's cars if you cause an accident.

a)

Comprehensive Coverage

b)

Property Damage Insurance

c)

Bodily Injury Insurance

d)

Collision Coverage

10.

The amount the insurance company doesn't pay when you are in an accident and that you are responsible for paying.

a)

Premium

b)

Expense Quota

c)

Policy

d)

Deductible

11.

What does comprehensive coverage cover for your vehicle?

a)

The other person's injuries if you cause the accident

b)

Non-accident events like damages from extreme weather or animals

c)

Your property damages if you cause the car accident

d)

Both your car and the other person's car in the accident

12.

Car Payment

a)

Fixed Expense

b)

Variable Expense

13.

Buying Gas

a)

Variable Cost

b)

Fixed Cost

14.

In the monthly payment formula, what value would you put for r if the interest rate is 6.7%?

a)

0.63

b)

6.7

c)

0.067

d)

0.0063

15.

What does "n" represent in the monthly payment formula?

a)

the interest rate

b)

number of months

c)

number of years

d)

the initial amount of the loan

16.

What would the monthly payment be on a purchase of a $17,000 car at 5.5% for 5 years?

a)

$239.34

b)

$838.44

c)

$324.88

d)

$250.00

17.

Cody is applying for a $12,000 loan at a fixed interest rate of 3% to buy a boat. The loan is to be repaid over a time period of 3 years. What is Cody's monthly boat payment?

a)

$348.97

b)

$549.65

c)

$725.21

d)

$250.47

18.

(This is the same set of values as the last problem but a different value to find.)

Cody is applying for a $12,000 loan at a fixed interest rate of 3% to buy a boat. The loan is to be repaid over a time period of 3 years.

What is the total amount of money he will repay in total?

a)

$12,360.00

b)

$15,236.33

c)

$12,562.92

d)

$12,000.00

19.

Carly's car has a city gas mileage of 23 MPG and a highway gas mileage of 27 MPG. On average, she drives approximately 750 miles in one month: 500 miles on the highway and 250 miles in town. The gas price on the day Carly decided to calculate her monthly gas expenses, was $2.66 per gallon. What is Carly's estimated gas cost for the month?

a)

$112.42

b)

$82.46

c)

$55.69

d)

$78.17

20.

Which of the following DOES NOT affect your car insurance cost?

a)

The Value of Your Home

b)

Gender

c)

Your Occupation/Job

d)

Age