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Worksheets

Personal Finance and Economics Review

Total questions: 50

Worksheet time: 4hrs 10mins

Name
Class
Date
1.

What is scarcity?

a)

someone that makes a good

b)

shortness of supply; not enough

c)

something used to make a good

d)

the relationship between people and places within a community

2.

What is a resource?

a)

providing only one good or service

b)

someone that makes a good

c)

something used to make a good

d)

a person involved in the production/making of a good or service

3.

Who is a consumer?

a)

someone that uses or buys goods and services

b)

a good sold to another country

c)

something used or bought

d)

shortness of supply; not enough of something

4.

What is a good?

a)

the act of doing something for someone else

b)

providing only ONE good or service

c)

something used or bought

d)

a resource found in nature

5.

What is a service?

a)

shortness of supply; not enough

b)

someone that makes a good

c)

someone that uses goods and services

d)

the act of doing something for someone else

6.

Who is a producer?

a)

anything used in the production/making of a good and service

b)

someone that makes a good or provides a service

c)

something used or bought

d)

the relationship between people and places within a community

7.

What is a natural resource?

a)

a resource found in nature

b)

a person involved in the production of a good or service

c)

anything used in the production/making of a good or service

d)

something used or bought

8.

What is a capital resource?

a)

Someone who makes goods or services

b)

anything used in the production of a good or service?

c)

a resource found in nature

d)

a person involved in the production of a good or service

9.

What is a human resource?

a)

shortness of supply; not enough

b)

the act of doing something for someone else

c)

providing only ONE good or service

d)

a person involved in the production of a good or service

10.

What does interdependence mean?

a)

something used to make a good

b)

something used or bought

c)

the relationship between people and places within a community

d)

providing only ONE good or service

11.

What does specialize mean?

a)

someone that makes a good

b)

someone that uses goods and services

c)

anything used in the production/making of a good or service

d)

providing only ONE good or service

12.

What is an opportunity cost?

a)

a shortness of supply; not enough of something

b)

the single most valuable thing or opportunity you give up when a choice is made.

c)

a resource found in nature

d)

providing only ONE good or service.

13.

What is an income?

a)

something used to make a good

b)

a person involved in the production of a good or service

c)

something used or bought

d)

money earned from working

14.

Which of these examples is a service?

a)

Mr. Farr sells guitars.

b)

Mr. Swenson gives art supplies to consumers.

c)

Coach provides lessons for different sports.

d)

Ms. Miller writes books.

15.

________________ are activities that satisfy people’s needs and wants.

a)

Goods

b)

Services

c)

Needs

d)

Wants

16.

_____________ are things that people make or use to satisfy their needs and wants.

a)

Goods

b)

Services

c)

Producers

d)

Consumers

17.

______________ are people who use natural resources, human resources, and capital resources to make goods or provide services.

a)

Producers

b)

Services

c)

Goods

d)

Resources

18.

________________ are people who use services or buy goods.

a)

Producers

b)

Resources

c)

Pretty

d)

Consumers

19.

_______________ resources are materials that come from nature.

a)

Special

b)

Natural

c)

Human

d)

Capital

20.

______________ resources are people working to produce goods or provide services.

a)

Capital

b)

Human

c)

Natural

d)

Manufactured

21.

________________ resources are the things that people use to make the goods or provide their services.

a)

Natural

b)

Capital

c)

Company

d)

Human

22.

The good or service that you give up when you make an economic choice is called _____________________.

a)

opportunity cost

b)

economic choice

c)

economic interdependence

d)

economic specialization

23.

Two or more people depending on each other for goods and services is called __________________________.

a)

economic specialization

b)

scarcity

c)

economic choices

d)

economic interdependence

24.

The term used when there is not enough of something to go around is __________________.

a)

scarcity

b)

economic choices

c)

resources

d)

opportunity cost

25.

What type of resources are these?

a)

capital

b)

natural

c)

nautical

d)

human

26.

These are examples of ________________ resources.

a)

capital

b)

natural

c)

scarce

d)

human

27.

This picture shows examples of _________________ resources.

a)

natural

b)

capital

c)

human

d)

consumer

28.
A _____________ is a person who starts a business.
a)
Teacher
b)
Entrepreneur
c)
Actor
d)
Student
29.
A popular bakery has only a few ingredients left to make their products.  They could bake muffins or cookies, but they can’t make both.  The bakers decide to make cookies for their customers.  What is the opportunity cost of their decision?
a)
muffins 
b)
cookies 
30.
The Welch family has saved some money.  They can spend it on a vacation to the Grand Canyon or build a swimming pool in their back yard.  They decide to spend the money on a swimming pool.  What is the opportunity cost of their decision?
a)
vacation 
b)
swimming pool 
31.
Emelia has been invited to a sleep over at Chloe’s house for this Saturday.  Emelia has tickets to see her favorite band in concert that same night.  She decides to give the tickets to her sister and go to Chloe’s house.  What is the opportunity cost of her decision?
a)
seeing her favorite band 
b)
spending time at a friends house 
32.
Max is studying for his spelling test.  Unfortunately, his favorite TV program is on right now.  If he studies for the test, he will miss watching the show.  Max decides to study for his test instead of watching TV.  What is the opportunity cost of his decision?
a)
studying for a test
b)
watching TV 
33.
The local government for a community must decide what to do with the sales tax collected.  They could build a new skate park or they could buy more computers for the public library.  The officials decide to build a skate park.  What is the opportunity cost of their decision?
a)
new skate park
b)
more computers 
34.

What is the next best choice that is given up when a choice is made?

a)

economic choice

b)

opportunity cost

35.

The choice that is made among alternatives or possibilities?

a)

economic choice

b)

opportunity cost

36.

You have to make a choice between playing outside or playing Xbox. You choose to go outside. Playing Xbox is your _________________.

a)

opportunity cost

b)

economic choice

c)

fun

d)

happy place

37.

You go to Target and pick 2 shirts. You only have enough money for 1 of them. One of them is on sale and the other is full price. You pick the one on sale. What is you economic choice?

a)

the money

b)

the full price shirt

c)

the on sale shirt

d)

Target

38.

Jewel wants to use her money to buy a skateboard and a bicycle. She can only afford one of them. She decides to buy a skateboard. Which of the following is one of Jewel's opportunity costs?

a)

owning a bicycle

b)

riding a skateboard

c)

earning money in the future

d)

spending money at the store

39.

Why do countries create currency?

a)

so people can become wealthy

b)

so people can buy goods and services

c)

so people can pay taxes to the government

d)

so people can trade labor for goods and services

40.

Why is trade with other countries important for American consumers?

a)

because it gives them more choices of what goods to buy

b)

because it improves the quality of goods made in America

c)

because it encourages the government to lower their taxes

d)

because it helps protect the global environment from pollution

41.

What allows consumers in Georgia to be able to purchase fresh fruit year-round?

a)

Farmers in Georgia have learned how to grow fruit in frozen soil.

b)

Fruit is shipped from other states and countries to stores in Georgia.

c)

Temperatures are warm enough in Georgia for fruit to be grown all year.

d)

Fruit does not spoil so stores can keep large amounts of it in warehouses.

42.

What is the name of the place where people buy and sell goods?

a)

factory

b)

marketplace

c)

assembly line

d)

industrial center

43.

What two things are needed for a marketplace to work?

a)

goods and services

b)

stores and factories

c)

consumers and producers

d)

employees and employers

44.

In the marketplace, who is a consumer?

a)

A person who works at a job.

b)

A person who provides a service.

c)

A person who gets a loan from a bank.

d)

A person who buys goods and services.

45.

Georgia farms a lot of peaches. Peaches do not grow well in Hawaii. Hawaii grows pineapples, but Georgia does not. How do the two states meet their needs?

a)

The two states consume each other’s fruits.

b)

The two states trade fruits with each other.

c)

The two states donate their fruits to each other.

d)

The two states tax the fruits to make more money.

46.

Which of the following is paid for with money collected through taxes?

a)

bank

b)

restaurant

c)

public library

d)

shopping mall

47.

Which of the following are MOST LIKELY paid with money collected through taxes?

a)

barbers, waitresses, cooks

b)

reporters, farmers, painters

c)

builders, mechanics, truckers

d)

teachers, firefighters, mayors

48.

Which of the following are true about supply and demand?

a)

If demand is greater than supply, then prices are lower.

b)

If supply is greater than demand, then prices are lower.

c)

If supply is equal to the demand, then prices are higher.

d)

If supply is greater than demand, then prices are higher.

49.

Why do entrepreneurs take risks?

a)

to pay taxes

b)

to get elected

c)

to make a profit

d)

to gain knowledge

50.

Who would a business consider a human resource?

a)

someone who returns a product to the business

b)

someone who buys the business's products

c)

someone who visits the business's store

d)

someone who works for the business